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920 Saint Charles St, Elgin, IL 60120 Property Records

Kane County property record for 920 Saint Charles St, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,040 sqft · built 1993
Lot Size0.203 acres (8,844 sqft)
Owner2 Company Names on Record
Tax Bill$3,546 (2025)
Deeds & MortgagesSep 2026 Transfer
Sep 2025 Transfer
Flood ZoneZone X (moderate risk)
APN06-24-455-011

Property Details

APN / Parcel Number

Primary APN06-24-455-011

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,040 sqft Living Area
1st Floor Area1,040 sqft

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Construction TypeFrame
Foundation TypeRaised
Lot Area8,844 sqft (0.203 acres)

Location & Zoning

Street Address920 SAINT CHARLES ST
CityELGIN
StateIL
Zip60120-8439
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWM REDEKERS 2ND ADDN LOT 4 BLOCK 5
Legal SubdivisionWM REDEKERS 2ND ADDN
Legal Block5
Legal Lot Number4
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group1
Census Block1035
Census Tract851500

Owner

Source: Kane County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address920 SAINT CHARLES ST, ELGIN, IL 60120-8439
Owner TypeCompany
VestingTrust, Revocable Living Trust

Deeds, Mortgages & Sale History

DateDocument
Sep 14, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Sep 24, 2025Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 30, 1994
Deed SaleDec 30, 1994
Deed Document Number199492958
Deed Book / Page1035 / 840
Last Transfer DateSep 1, 2026
Transfer Doc0000039840
Record UpdatedOct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateSep 14, 2026
Property Address920 SAINT CHARLES ST, ELGIN, IL 60120-8439
Document Number0000039840
Instrument DateSep 1, 2026
Instrument202639840
Transaction TypeTransfer
Record UpdatedSep 29, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address920 SAINT CHARLES ST, ELGIN, IL 60120-8439

September 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateSep 24, 2025
Property Address920 SAINT CHARLES ST, ELGIN, IL 60120-8439
Document Number0000036929
Instrument DateAug 27, 2025
Instrument2025K036929
Transaction TypeTransfer
Record UpdatedOct 13, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address920 SAINT CHARLES ST, ELGIN, IL 60120-8439

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,546.00 (-10.57%) Homeowner's exemption$62,488 (+8.57%) Land $13,635 Building $48,853$187,539 (+8.57%) Land $40,921 Building $146,618
2024$3,965.00 (+10.45%) Homeowner's exemption$57,556 (+21.39%) Land $12,559 Building $44,997$172,737 (+21.44%) Land $37,692 Building $135,045
2022$3,590.00 (+5%) Homeowner's exemption$47,413 (+6.96%) Land $10,346 Building $37,067$142,239 (+6.96%) Land $31,038 Building $111,201
2021$3,419.00 Homeowner's exemption$44,328 Land $9,673 Building $34,655$132,984 Land $29,019 Building $103,965

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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