920 S Monroe St, San Jose, CA 95128 Property Records

Santa Clara County property record for 920 S Monroe St, San Jose, CA 95128

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,977 sqft · built 1953
Lot Size	0.18 acres (7,840 sqft)
Owner	2 Company Names on Record
Tax Bill	$2,787 (2025)
Deeds & Mortgages	May 2026 Reverse Mortgage Oct 2023 Transfer + 2 more
Flood Zone	Zone D (undetermined)
APN	`279-05-008`

Property Details

APN / Parcel Number

Primary APN	`279-05-008`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,977 sqft Living Area
Gross Area	1,827 sqft
1st Floor Area	1,827 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	7,840 sqft (0.18 acres)
Lot Dimensions	112 ft deep x 70 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Pool Area	3,588 sqft
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	920 S MONROE ST
City	SAN JOSE
State	CA
Zip	95128-3147
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-8
Legal Description	TRACT 1116 CAPUTO ACRES BOOK 42 PAGE 3 LOT 125
Legal Subdivision	CAPUTO ACRES
Legal Tract	1116
Legal Lot Number	125
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	3
Census Block	3008
Census Tract	506401

Owner

Source: Santa Clara County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	920 S MONROE ST, SAN JOSE, CA 95128-3147
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Grant Deed, Transfer · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Oct 12, 2023	Intrafamily Transfer, Transfer
Sep 12, 2022	Intrafamily Transfer, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Jul 24, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 6, 2022
Transfer Doc	0025370652
Record Updated	Oct 29, 2026

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	May 19, 2026
Property Address	920 S MONROE ST, SAN JOSE, CA 95128-3147
Document Number	0025990672
Instrument Date	May 6, 2026
Instrument	202625990672
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	920 S MONROE ST, SAN JOSE, CA 95128-3147

Mortgage

Document Number	0025990673,
Date	May 19, 2026
Instrument	202625990673

Lender

Name	FINANCE OF AMERICA REVERSE LLC

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	798 Months
Due	Nov 22, 2092

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Mortgage

Document Number	0025990674,
Date	May 19, 2026
Instrument	202625990674

Lender

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	798 Months
Due	Nov 22, 2092

Interest

Rate	75%
Max Rate	-1%

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 12, 2023
Property Address	920 S MONROE ST, SAN JOSE, CA 95128-3147
Document Number	0025544196
Map Reference	MB 42 PG 3
Instrument Date	Oct 9, 2023
Instrument	25544196
Transaction Type	Transfer
Record Updated	Oct 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	920 S MONROE ST, SAN JOSE, CA 95128-3147

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 12, 2022
Property Address	920 S MONROE ST, SAN JOSE, CA 95128-3147
Document Number	0025370652
Map Reference	MB 42 PG 3
Instrument Date	Sep 6, 2022
Instrument	25370652
Transaction Type	Transfer
Record Updated	Sep 21, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	920 S MONROE ST, SAN JOSE, CA 95128-3147

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	920 S MONROE ST, SAN JOSE, CA 95128-3147
Document Number	0023716710
Instrument Date	Jul 24, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 S MONROE ST SAN JOSE CA 951283147, SAN JOSE, CA 95128-3147

Mortgage

Document Number	0023716710
Date	Aug 1, 2017
Instrument	23716710

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Elementary School District	Campbell Union Elementary School District (KG - 08)
Secondary School District	Campbell Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$104,329 (+2%) Land $29,190 Building $75,139
2025	$2,787.00 (+6.21%)	$102,284 (+4.04%) Land $28,618 Building $73,666
2023	$2,624.00 (+1.04%) Homeowner's exemption	$98,313 Land $27,507 Building $70,806
2022	$2,597.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 576 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Sail Internet Fixed Wireless	1,000 / 200
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100

May also be available: Ridge Wireless, T-Mobile.

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