920 S Combee Rd, Lakeland, FL 33801 Property Records

Polk County property record for 920 S Combee Rd, Lakeland, FL 33801

Property Summary

Property Type	Auto Repair, Garage
Details	1,184 sqft · built 1963
Lot Size	0.385 acres (16,788 sqft)
Owner	Company Name on Record
Last Sale	$379,000 (Oct 2022)
Tax Bill	$1,977 (2025)
Deeds & Mortgages	Oct 2022 Sale Oct 2018 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`24-28-21-239500-004031`

Property Details

APN / Parcel Number

Primary APN	`24-28-21-239500-004031`
Alternative APNs	`212824239500004031` `12824000`

Interior

Units	2 Units
Stories	1 Story
Building Area	1,184 sqft Gross Area
1st Floor Area	1,184 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 2009
Fire Resistance	Masonry Walls, Wood Interior
Roof Type	Flat
Roof Material	Tile
Lot Area	16,788 sqft (0.385 acres)
Lot Dimensions	135 ft deep x 125 ft wide
View / Lot	Commercial
Shed	1 Shed
Canopy	940 sqft

Location & Zoning

Street Address	920 S COMBEE RD
City	LAKELAND
State	FL
Zip	33801-6318
Property Category	Commercial
Property Type	Commercial > Retail > Auto Repair, Garage
Local Zoning Code	C3
Legal Description	HOWENOCA HILLS PB 9 PG 36 BLK 4 LOTS 3 4 & 5 LESS N 35 FT OF LOT 3 SEC 21 22 28 T28 R24
Legal Range	24E
Legal Township	28S
Legal Section	21
Legal Subdivision	HOWENOCA HILLS SUBDIVISION
Legal Tract	239500
Legal Block	4
Legal Lot Number	3
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	3
Census Block	3006
Census Tract	11704

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	839 MISSISSIPPI AVE, LAKELAND, FL 33801-5520
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2022	Warranty Deed, Transfer LAKELAND TITLE LLC
Oct 24, 2018	Warranty Deed, Transfer · Line of Credit AAM FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2022 · Amount on Record
Deed Sale	Oct 27, 2022 · Amount on Record
Prior Sale	Oct 24, 2018 · Amount on Record
Deed Document Number	2022283854
Deed Book / Page	12465 / 866
Prior Transfer Date	Jun 30, 1994
Prior Transfer Doc	3418002162
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Oct 27, 2022
Property Address	920 S COMBEE RD, LAKELAND, FL 33801-6318
Document Number	0000283854
Book / Page	12465 / 866
Map Reference	MB 9 PG 36B
Instrument Date	Oct 21, 2022
Instrument	2022283854
Transaction Type	Transfer
Record Updated	Nov 9, 2022
Title Company	LAKELAND TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$2,653.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	839 MISSISSIPPI AVE, LAKELAND, FL 33801-5520

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Oct 24, 2018
Property Address	920 S COMBEE RD, LAKELAND, FL 33801-6318
Document Number	0106511601
Book / Page	010651 / 001601
Instrument Date	Oct 22, 2018
Instrument	224636
Transaction Type	Transfer
Record Updated	Nov 12, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$840.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 S COMBEE RD LAKELAND FL 338016318, LAKELAND, FL 33801-6318

Mortgage

Document Number	106511603
Date	Oct 24, 2018
Book Page	010651/001603
Instrument	224637

Lender

Name	AAM FIN'L
Type	Funding / Finance Company
Address	BINGHAMTON, NY 13904

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Oct 23, 2023

Interest

Rate Type	Adjustable Rate
Rate	6%

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$145,134 (-1.39%) Land $63,798 Building $81,336	$145,134 (-1.5%) Land $63,798 Building $81,336
2025	$1,977.00 (-0.85%)	$147,173 (+6.89%)	$147,340 (+7.01%) Land $63,798 Building $83,542
2024	$1,994.00 (-3.25%)
2023	$2,061.00 (+27.54%)	$137,690 (+31.8%) Land $63,798 Building $73,892	$137,690 (+31.8%) Land $63,798 Building $73,892
2022	$1,616.00	$104,468 Land $63,798 Building $40,670	$104,468 Land $63,798 Building $40,670

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (1981–2016)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jan 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Tillman Fiber.

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