920 S 14th St, Saint Joseph, MO 64503 Property Records

Buchanan County property record for 920 S 14th St, Saint Joseph, MO 64503

Property Summary

Property Type	Duplex
Details	1,316 sqft · built 1928
Lot Size	0.195 acres (8,497 sqft)
Owner	Individual Name on Record
Last Sale	$221,112 (Jul 2025)
Tax Bill	$828 (2025)
Deeds & Mortgages	Jul 2025 Mortgage Feb 2024 Mortgage + 1 more
APN	`06-4.0-17-001-004-007.000`

Property Details

APN / Parcel Number

Primary APN	`06-4.0-17-001-004-007.000`

Interior

Building Area	1,316 sqft Base Area
1st Floor Area	1,316 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Duplex Single
Lot Area	8,497 sqft (0.195 acres)
Lot Dimensions	146 ft deep x 58 ft wide

Location & Zoning

Street Address	920 S 14TH ST
City	SAINT JOSEPH
State	MO
Zip	64503-2418
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	CITY
Legal Description	SUB:PATEE'S LOT:3 BLK:24LGL DESC:E 146 1/2' OF S 41 1/4' OF N 1/2 OF L3 E 146 1/2' OF N 20 1/2' OF S 1/2 OF L3
Legal Subdivision	PATEES
Legal Block	24
Legal Lot Number	3
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2042
Census Tract	3002

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	920 S 14TH ST, SAINT JOSEPH, MO 64503-2418
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2025	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 21, 2024	Quit Claim Deed, Transfer · Commercial Mortgage RCN CAPITAL LLC
Jun 22, 2023	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2025 · Amount on Record
Deed Sale	Jul 1, 2025 · Amount on Record
Prior Sale	Jun 22, 2023
Deed Document Number	20254973
Deed Book / Page	3808 / 950
Prior Transfer Date	Jun 20, 2023
Prior Transfer Doc	0000004485
Record Updated	Sep 20, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jul 1, 2025
Property Address	920 S 14TH ST, SAINT JOSEPH, MO 64503
Document Number	003808/950
Book / Page	3808 / 950
Instrument Date	Jun 27, 2025
Instrument	2025004973
Transaction Type	Transfer
Record Updated	Nov 4, 2025
Title Company	ALLIANCE TITLE COMPANY, ALLIANCE TITLE COMPANY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 S 14TH ST # 922, 922, SAINT JOSEPH, MO 64503

Mortgage

Document Number	003808/953
Date	Jul 1, 2025
Book Page	3808/953
Instrument	2025004976

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2055

February 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUCHANAN MO
Recording Date	Feb 21, 2024
Property Address	920 S 14TH ST, SAINT JOSEPH, MO 64503
Document Number	003794/815
Book / Page	3794 / 815
Instrument Date	Feb 20, 2024
Instrument	2024001181
Transaction Type	Transfer
Record Updated	Mar 4, 2024
Title Company	ALLIANCE TITLE COMPANY, ALLIANCE TITLE COMPANY LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9219 N HOLLY ST, KANSAS CITY, MO 64155-2745

Mortgage

Document Number	2024001182
Date	Feb 21, 2024
Instrument	2024001182

Lender

Name	RCN CAPITAL LLC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jun 22, 2023
Property Address	920 S 14TH ST, SAINT JOSEPH, MO 64503
Document Number	003787/963
Book / Page	3787 / 963
Instrument Date	Jun 20, 2023
Instrument	2023004484
Transaction Type	Transfer
Record Updated	Dec 4, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9219 N HOLLY ST, KANSAS CITY, MO 64155-2745

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$828.00 (+0.12%)	$11,590 (+7.31%) Land $1,240 Building $10,350	$60,950 (+7.31%) Land $6,500 Building $54,450
2024	$827.00 (+17.14%)
2023	$706.00 (-0.7%)	$10,800 (-) Land $1,240 Building $9,560	$56,800 (-) Land $6,500 Building $50,300
2022	$711.00	$10,800 Land $1,240 Building $9,560
2021			$56,800 Land $6,500 Building $50,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20

May also be available: United Fiber.

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