920 S 12th St, Montevideo, MN 56265 Property Records

Chippewa County property record for 920 S 12th St, Montevideo, MN 56265

Property Summary

Property Type	Single Family Home
Details	built 1925
Lot Size	0.92 acres (40,075 sqft)
Owner	Individual Name on File
Last Sale	$57,000 (Sep 2006)
Tax Bill	$3,606 (2026)
Deeds & Mortgages	Mar 2021 Refinance Feb 2021 Refinance + 4 more
APN	`70-817-3450`

Property Details

APN / Parcel Number

Primary APN	`70-817-3450`
Alternative APN	`24486`

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Lot Area	40,075 sqft (0.92 acres)

Location & Zoning

Account Number	24486
Street Address	920 S 12TH ST
City	MONTEVIDEO
State	MN
Zip	56265-2206
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A TR IN SW 1-4 BEG 1056 FT S OF CEN OF SW 1-4 TH S 132 FT E 330 FT N 132 FT W 330 FT TO BEG EX S 16.5 FT
Legal Range	40
Legal Township	117
Legal Section	17
Jurisdiction	CHIPPEWA MN
Township / Civil Division	MONTEVIDEO
Census Block Group	1
Census Block	1094
Census Tract	950601

Owner

920 S 12th St is owned and occupied by an individual who acquired it in December 2020.

Source: Chippewa County records, as of May 5, 2026

Owner of Record	Individual Name on File
Mailing Address	920 S 12TH ST, MONTEVIDEO, MN 56265-2206
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CO-OP CREDIT UNION
Feb 25, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CO-OP CREDIT UNION
Aug 1, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance CO-OP CREDIT UNION
Aug 1, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance CO-OP CREDIT UNION
Oct 29, 2018	Deed of Trust, Mortgage CO-OP CREDIT UNION
Apr 4, 2018	Deed of Trust, Mortgage CO-OP CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2006 · Amount on File
Deed Sale	Sep 20, 2006 · Amount on File
Deed Document Number	20061000269739
Last Transfer Date	Dec 21, 2020
Transfer Doc	0000308071
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA MN
Property Address	920 S 12TH ST, MONTEVIDEO, MN 56265-2206
Transaction Type	Mortgage
Record Updated	Apr 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000308832
Date	Mar 25, 2021
Instrument	A000308832

Lender

Name	CO-OP CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	61 Months
Due	Apr 1, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA MN
Property Address	920 S 12TH ST, MONTEVIDEO, MN 56265-2206
Transaction Type	Mortgage
Record Updated	Mar 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000308591
Date	Feb 25, 2021
Instrument	A000308591

Lender

Name	CO-OP CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA MN
Property Address	920 S 12TH ST, MONTEVIDEO, MN 56265-2206
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000304464
Date	Aug 1, 2019
Instrument	A000304464

Lender

Name	CO-OP CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	61 Months
Due	Sep 1, 2024

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA MN
Property Address	920 S 12TH ST, MONTEVIDEO, MN 56265-2206
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000304463
Date	Aug 1, 2019
Instrument	A000304463

Lender

Name	CO-OP CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	61 Months
Due	Sep 1, 2024

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA MN
Property Address	920 S 12TH ST, MONTEVIDEO, MN 56265-2206
Transaction Type	Mortgage
Record Updated	Nov 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000302643
Date	Oct 29, 2018
Instrument	A000302643

Lender

Name	CO-OP CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount on Record

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA MN
Property Address	920 S 12TH ST, MONTEVIDEO, MN 56265-2206
Transaction Type	Mortgage
Record Updated	Jun 6, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000301282
Date	Apr 4, 2018
Instrument	A000301282

Lender

Name	CO-OP CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 920 S 12th St was $3,606 with a homeowner's exemption.

Source: Chippewa County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Chippewa County
Municipality	Montevideo City
Unified School District	Montevideo Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,606.00
2025		$227,700 Land $27,700 Building $200,000	$227,700 Land $27,700 Building $200,000
2023		$224,500 Land $27,700 Building $196,800	$224,500 Land $27,700 Building $196,800
2022	$3,224.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 920 S 12th St; there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2019 · Severe Winter Storm, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 920 S 12th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Montevideo serves 5,337 people · EPA ID MN1120004
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: MVTV Wireless.

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