920 Rural St, Aurora, IL 60505 Property Records

Kane County property record for 920 Rural St, Aurora, IL 60505

Property Summary

Property Type	Single Family Home
Details	5 bd · 1,949 sqft · built 1900
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$228,000 (Dec 2021)
Tax Bill	$4,968 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-14-377-015`

Property Details

APN / Parcel Number

Primary APN	`15-14-377-015`

Interior

Bedrooms	5 Beds
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,949 sqft Living Area
Gross Area	3,285 sqft
Basement Area	1,016 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch

Location & Zoning

Street Address	920 RURAL ST
City	AURORA
State	IL
Zip	60505-2555
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LATHROPS ADDN : W 50 FT S 160 FT LOT 7
Legal Subdivision	LATHROPS ADDN
Legal Block	1
Legal Lot Number	7
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	1
Census Block	1003
Census Tract	853300

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	920 RURAL ST, AURORA, IL 60505-2555
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2021 · Amount on Record
Deed Sale	Dec 29, 2021 · Amount on Record
Prior Sale	Aug 22, 2014 · Amount on Record
Deed Document Number	202196197
Prior Transfer Date	Oct 17, 1994
Prior Transfer Doc	0000080602
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 29, 2021
Property Address	920 RURAL ST, AURORA, IL 60505-2555
Document Number	0000096197
Instrument Date	Dec 9, 2021
Instrument	2021K096197
Transaction Type	Transfer
Record Updated	Jan 26, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$228.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	920 RURAL ST, AURORA, IL 60505-2555

Mortgage

Document Number	0000096198
Date	Dec 29, 2021
Instrument	2021K096198

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,968.00 (+18.23%) Homeowner's exemption	$84,071 (+9.39%) Land $9,278 Building $74,793	$252,314 (+9.39%) Land $27,845 Building $224,469
2024		$76,855 (+22.66%) Land $8,482 Building $68,373	$230,657 (+22.71%) Land $25,456 Building $205,201
2022	$4,202.00 (+1.92%) Homeowner's exemption	$62,655 (+7.41%) Land $6,915 Building $55,740	$187,965 (+7.41%) Land $20,745 Building $167,220
2021	$4,123.00 Homeowner's exemption	$58,333 Land $6,438 Building $51,895	$174,999 Land $19,314 Building $155,685

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Most Recent Claim	Oct 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile, Watch TV.

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