920 Rowan St, Charlotte, NC 28208 Property Records

Mecklenburg County property record for 920 Rowan St, Charlotte, NC 28208

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,551 sqft · built 2018
Lot Size	0.212 acres (9,274 sqft)
Owner	Individual Name on File
Last Sale	$10,000 (Nov 2017)
Tax Bill	$2,710 (2023)
Deeds & Mortgages	Jan 2020 Line of Credit May 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`063-076-25`

Property Details

APN / Parcel Number

Primary APN	`063-076-25`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,551 sqft Heated Area
Gross Area	1,050 sqft
1st Floor Area	1,050 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	9,274 sqft (0.212 acres)
Porch	Porch
Porch Area	280 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	063-076-25
Street Address	920 ROWAN ST
City	CHARLOTTE
State	NC
Zip	28208-2003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	L33 B2 M332-153
Legal Subdivision	WT SHORESS THOMASBORO PROP
Legal Block	2
Legal Lot Number	33
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2017
Census Tract	4302

Owner

920 Rowan St is owned by an individual who bought it in November 2017.

Source: Mecklenburg County records, as of May 24, 2023

Owner of Record	Individual Name on File
Mailing Address	7527 EBEN DR, CHARLOTTE, NC 28269-0911
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2020	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
May 24, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Nov 2, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2017 · Amount on File
Deed Sale	Nov 2, 2017 · Amount on File
Prior Sale	Dec 21, 2012 · Amount on File
Deed Document Number	0032245327
Deed Book / Page	32245 / 327
Record Updated	Jun 7, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	920 ROWAN ST, CHARLOTTE, NC 28208-2003
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010256
Date	Jan 23, 2020
Book Page	34225/404
Instrument	2020010256

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Jan 2, 2060

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	920 ROWAN ST, CHARLOTTE, NC 28208-2003
Document Number	0000074061
Instrument Date	May 24, 2019
Transaction Type	Mortgage
Record Updated	Jul 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 ROWAN ST CHARLOTTE NC 28208, CHARLOTTE, NC 28208

Mortgage

Document Number	0000074061
Date	Jun 17, 2019
Book Page	033591/000001
Instrument	74061

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 16, 2049

Interest

Rate Type	Adjustable Rate

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Nov 2, 2017
Property Address	920 ROWAN ST, CHARLOTTE, NC 28208-2003
Document Number	0000148898
Book / Page	032245 / 000327
Instrument Date	Nov 2, 2017
Instrument	148898
Transaction Type	Transfer
Record Updated	Nov 21, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$20.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7527 EBEN DR CHARLOTTE NC 282690911, CHARLOTTE, NC 28269-0911

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 920 Rowan St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	7 (1980–2011)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Aug 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 920 Rowan St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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