Orange County property record for 920 Ridge Spring Ct, Apopka, FL 32712
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,217 sqft · built 1994 |
| Lot Size | 0.245 acres (10,690 sqft) |
| Owner | Individual Name on File |
| Last Sale | $335,000 (Oct 2019) |
| Tax Bill | $4,804 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Oct 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-21-28-1291-00-470 |
| Primary APN | 01-21-28-1291-00-470 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,217 sqft Living Area |
| Gross Area | 3,029 sqft |
| 1st Floor Area | 2,217 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Stone |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,690 sqft (0.245 acres) |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 364 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 329 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 920 RIDGE SPRING CT |
|---|---|
| City | APOPKA |
| State | FL |
| Zip | 32712-4004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSTD R-1A |
| Legal Description | CHELSEA RIDGE 26/138 LOT 47 |
| Legal Range | 28E |
| Legal Township | 21S |
| Legal Section | 01 |
| Legal Subdivision | CHELSEA RIDGE |
| Legal Tract | 1291 |
| Legal Lot Number | 47 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | APOPKA |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 17808 |
Source: Orange County assessment roll, as of April 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 920 RIDGE SPRING CT, APOPKA, FL 32712-4004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage INTERCONTINENTAL CAPITAL GROUP INC |
| Oct 24, 2019 | Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 24, 2019 · Amount on Record |
| Deed Sale | Oct 24, 2019 · Amount on Record |
| Prior Sale | Dec 9, 1993 · Amount on Record |
| Deed Document Number | 2019666775 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 920 RIDGE SPRING CT, APOPKA, FL 32712-4004 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2021 |
| Title Company | NATIONWIDE TITLE CLEARING INC, NATIONWIDE TTL CLEARING INC |
| Name | Verified Name |
|---|---|
| Address | 920 RIDGE SPRING CT, APOPKA, FL 32712-4004 |
| Document Number | 20210085651 |
|---|---|
| Date | Feb 12, 2021 |
| Instrument | 20210085651 |
| Name | INTERCONTINENTAL CAPITAL GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Oct 24, 2019 |
| Property Address | 920 RIDGE SPRING CT, APOPKA, FL 32712-4004 |
| Document Number | 0000666775 |
| Map Reference | MB 26 PG 138-140 |
| Instrument Date | Sep 30, 2019 |
| Instrument | 20190666775 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | STERLING TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,345.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 920 RIDGE SPRING CT, 920, APOPKA, FL 32712-4004 |
| Name | Verified Name |
|---|---|
| Address | 852 PALMETTO TER, OVIEDO, FL 32765-9464 |
| Document Number | 0000666776 |
|---|---|
| Date | Oct 24, 2019 |
| Instrument | 20190666776 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2049 |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $311,890 (+2.7%) | $439,550 (-1.31%) Land $150,000 Building $289,550 | |
| 2025 | $4,804.00 (+4.96%) Homeowner's exemption | $303,690 (+5.99%) | $445,400 (+7.82%) Land $150,000 Building $295,400 |
| 2024 | $4,577.00 (+7.04%) | ||
| 2023 | $4,276.00 (+3.76%) Homeowner's exemption | $286,535 (+3%) | $413,083 (+14.83%) Land $150,000 Building $263,083 |
| 2022 | $4,121.00 Homeowner's exemption | $278,189 | $359,736 Land $135,000 Building $224,736 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 61 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 61 in force |
| Nearby Flood Claims | 6 (2017–2024) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SEMINOLE COUNTY SOUTHWEST serves 9,622 people · EPA ID FL3590785 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Also Mapped Here | OCUD/WESTERN REGIONAL WTR SYS (5 WPS), OCUD/SOUTHERN WATER SYS (5 WPS) |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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