920 Ridge Pass, Hudson, WI 54016 Property Records

St. Croix County property record for 920 Ridge Pass, Hudson, WI 54016

Property Summary

Property Type	Single Family Home
Lot Size	1.11 acres (48,352 sqft)
Owner	2 Individual Names on File
Last Sale	$469,000 (Jan 2025)
Tax Bill	$4,259 (2026)
Deeds & Mortgages	Oct 2021 Sale & Construction Loan Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`020-1172-50-000`

Property Details

APN / Parcel Number

Primary APN	`020-1172-50-000`
Alternative APN	`17.29.19.1078`

Exterior

Lot Area	48,352 sqft (1.11 acres)

Location & Zoning

Street Address	920 RIDGE PASS
City	HUDSON
State	WI
Zip	54016-7599
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 17 T29N R19W LOT 79 WILLOW RIDGE EAST
Legal Range	19W
Legal Township	29N
Legal Section	17
Legal Subdivision	WILLOW RIDGE EAST
Legal Lot Number	79
Jurisdiction	ST CROIX WI
Township / Civil Division	HUDSON
Census Block Group	1
Census Block	1010
Census Tract	120300

Owner

920 Ridge Pass is owned and occupied by two individuals who bought it in January 2025.

Source: St. Croix County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	920 RIDGE PASS, HUDSON, WI 54016-7599
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2021	Warranty Deed, Construction Loan · Construction Mortgage BELL BANK
Mar 11, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS INC
Jun 18, 2021	Intrafamily Transfer, Transfer
Dec 19, 2018	Quit Claim Deed, Transfer OTHER
Dec 17, 2018	Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2025 · Amount on File
Deed Sale	Jan 13, 2025 · Amount on File
Prior Sale	Oct 12, 2021 · Amount on File
Deed Document Number	20251187939
Prior Transfer Date	Jul 27, 2020
Prior Transfer Doc	0001132829
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ST CROIX WI
Recording Date	Oct 12, 2021
Property Address	920 RIDGE PASS, HUDSON, WI 54016-7599
Document Number	0001140951
Instrument Date	Oct 8, 2021
Instrument	1140951
Transaction Type	Construction Loan
Record Updated	Oct 27, 2021
Title Company	BURNETT TITLE, BURNET TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,176.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty

Mortgage

Document Number	0001140952
Date	Oct 12, 2021
Instrument	1140952

Lender

Name	BELL BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CROIX WI
Recording Date	Mar 11, 2021
Property Address	920 RIDGE PASS, HUDSON, WI 54016-7599
Document Number	0001125204
Instrument Date	Jul 27, 2020
Instrument	1125204
Transaction Type	Transfer
Record Updated	Feb 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0001125205
Date	Mar 11, 2021
Instrument	1125205

Lender

Name	QUICKEN LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CROIX WI
Recording Date	Jun 18, 2021
Property Address	920 RIDGE PASS, HUDSON, WI 54016-7599
Document Number	0001132829
Instrument Date	Jul 27, 2020
Instrument	1132829
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CROIX WI
Recording Date	Dec 19, 2018
Property Address	920 RIDGE PASS, HUDSON, WI 54016-7599
Document Number	0001075720
Instrument Date	Dec 8, 2018
Instrument	1075720
Transaction Type	Transfer
Record Updated	Jan 17, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	920 RIDGE PASS HUDSON WI 540167599, HUDSON, WI 54016-7599

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CROIX WI
Recording Date	Dec 17, 2018
Property Address	920 RIDGE PASS, HUDSON, WI 54016-7599
Document Number	0001075611
Instrument Date	Dec 8, 2018
Instrument	1075611
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	AMROCK INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	920 RIDGE PASS HUDSON WI 540167599, HUDSON, WI 54016-7599

Mortgage

Document Number	1075612
Date	Dec 17, 2018
Instrument	1075612

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 16, 2033

Tax Assessment & Valuation

The 2026 property tax bill for 920 Ridge Pass was $4,259 with a homeowner's exemption, up % from the year before.

Source: St. Croix County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	St. Croix County
County Subdivision	Hudson Town
Unified School District	Hudson School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,259.00 (+0.02%) Homeowner's exemption
2025	$4,258.00 Homeowner's exemption	$413,000 Land $89,400 Building $323,600	$413,000 Land $89,400 Building $323,600
2023	$3,960.00 Homeowner's exemption	$413,000 Land $89,400 Building $323,600	$413,000 Land $89,400 Building $323,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 920 Ridge Pass in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective April 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1989)
Most Recent Claim	Mar 1989 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 920 Ridge Pass is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Baldwin Telecom Fiber	8,000 / 8,000
Midco Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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