920 Richfield Rd, Liberty, MO 64068 Property Records

Clay County property record for 920 Richfield Rd, Liberty, MO 64068

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,715 sqft · built 1924
Lot Size	0.58 acres (25,265 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,381 (2024)
Deeds & Mortgages	Apr 2022 Mortgage Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-116-00-01-017.00`

Property Details

APN / Parcel Number

Primary APN	`15-116-00-01-017.00`
Alternative APNs	`1511600010170001` `328010`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,715 sqft Living Area
Gross Area	3,843 sqft
1st Floor Area	1,312 sqft
Basement Area	1,288 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Architectural Style	Bungalow
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	25,265 sqft (0.58 acres)
Lot Dimensions	185 ft deep x 140 ft wide
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Wood Porch
Shed	1 Shed
Shed Area	330 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	920 RICHFIELD RD
City	LIBERTY
State	MO
Zip	64068-7464
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HART ACRES LT 2
Legal Range	31W
Legal Township	51N
Legal Section	08
Legal Subdivision	HART ACRES
Legal Lot Number	2
Jurisdiction	CLAY MO
Township / Civil Division	LIBERTY
Census Block Group	2
Census Block	2019
Census Tract	21602

Owner

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	920 RICHFIELD RD, LIBERTY, MO 64068-7464
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Apr 27, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage B&V CU
Jun 5, 2017	Warranty Deed, Transfer · FHA Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2022
Deed Sale	Apr 27, 2022
Prior Sale	Jun 5, 2017 · Amount on Record
Deed Document Number	202213916
Deed Book / Page	9354 / 33
Prior Transfer Date	Jul 14, 1997
Prior Transfer Doc	0000050765
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	920 RICHFIELD RD, LIBERTY, MO 64068-7464
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 RICHFIELD RD, LIBERTY, MO 64068-7464

Mortgage

Document Number	0000014052
Date	Apr 28, 2022
Book Page	9355/49
Instrument	2022014052

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Apr 27, 2022
Property Address	920 RICHFIELD RD, LIBERTY, MO 64068-7464
Document Number	0000013916
Book / Page	9354 / 33
Instrument Date	Apr 21, 2022
Instrument	2022013916
Transaction Type	Transfer
Record Updated	Sep 30, 2025
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 RICHFIELD RD, LIBERTY, MO 64068-7464

Mortgage

Document Number	0000013901
Date	Apr 27, 2022
Instrument	2022013901

Lender

Name	B&V CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate	3%

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Jun 5, 2017
Property Address	920 RICHFIELD RD, LIBERTY, MO 64068-9491
Document Number	0000018285
Book / Page	7976 / 150
Instrument Date	May 31, 2017
Instrument	2017018285
Transaction Type	Transfer
Record Updated	May 4, 2022
Title Company	STEWART TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 RICHFIELD RD, LIBERTY, MO 64068-9491

Mortgage

Document Number	0000018286
Date	Jun 5, 2017
Instrument	2017018286

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Liberty City
Unified School District	Liberty 53 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$38,970 (+25.83%)	$205,105 (+25.83%)
2024	$2,381.00 (-1.69%)
2023	$2,422.00 (+10.85%)	$30,970	$163,000
2019	$2,185.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	3 (1993–2019)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jun 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2019 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 69% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIBERTY PWS serves 30,800 people · EPA ID MO1010466
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: KC Web, Wisper ISP.

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