Sumner County property record for 920 Red River Rd, Gallatin, TN 37066
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 7,798 sqft · built 2007 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $500,000 (May 2019) |
| Tax Bill | $4,556 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage Oct 2024 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 083113P A 01200 |
| Primary APN | 083113P A 01200 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Stories | 3 Stories |
| Building Area | 7,798 sqft Living Area |
| Gross Area | 9,914 sqft |
| 1st Floor Area | 3,572 sqft |
| Basement Area | 3,572 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 21,780 sqft (0.5 acres) |
| Lot Dimensions | 310 ft deep x 130 ft wide |
| Garage Type | Finished |
| Garage Area | 1,165 sqft |
| Driveway | Driveway |
| Driveway Area | 1,360 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 920 RED RIVER RD |
|---|---|
| City | GALLATIN |
| State | TN |
| Zip | 37066-6640 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLAT: 20 PAGE: 250 BLOCK: LOT: 1 SUBD: LUIS GUTIERREZ ETUX PROP |
| Legal Subdivision | LUIS GUTIERREZ ETUX |
| Legal Lot Number | 1 |
| Jurisdiction | SUMNER TN |
| Township / Civil Division | 4 |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 20800 |
Source: Sumner County records, as of July 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 920 RED RIVER RD, GALLATIN, TN 37066-6640 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Sep 15, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Oct 15, 2024 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Apr 9, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| May 9, 2019 | Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| May 12, 2017 | Deed of Trust, Mortgage · Line of Credit WILSON BK&TR |
| Dec 31, 2016 | Loan Modification, Mortgage WILSON BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 9, 2019 · Amount on Record |
| Deed Sale | May 9, 2019 · Amount on Record |
| Prior Sale | Aug 27, 2013 · Amount on Record |
| Deed Document Number | 20191267923 |
| Deed Book / Page | 4940 / 98 |
| Transfer Doc | 0444000544 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMNER TN |
| Property Address | 920 RED RIVER RD, GALLATIN, TN 37066-6640 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 920 RED RIVER RD, GALLATIN, TN 37066-6640 |
| Document Number | 0060320457 |
|---|---|
| Date | Sep 15, 2022 |
| Book Page | 6032/457 |
| Instrument | 1429649 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMNER TN |
| Property Address | 920 RED RIVER RD, GALLATIN, TN 37066-6640 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 920 RED RIVER RD, GALLATIN, TN 37066-6640 |
| Document Number | 0064640388 |
|---|---|
| Date | Oct 15, 2024 |
| Book Page | 6464/388 |
| Instrument | 1495612 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 334 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMNER TN |
| Property Address | 920 RED RIVER RD, GALLATIN, TN 37066-6640 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0051870057 |
|---|---|
| Date | Apr 9, 2020 |
| Book Page | 5187/57 |
| Instrument | 1307138 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 351 Months |
| Due | Jul 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMNER TN |
| Recording Date | May 9, 2019 |
| Property Address | 920 RED RIVER RD, GALLATIN, TN 37066-6640 |
| Document Number | 0049400098 |
| Book / Page | 4940 / 098 |
| Instrument Date | Apr 30, 2019 |
| Instrument | 1267923 |
| Transaction Type | Transfer |
| Record Updated | Oct 7, 2021 |
| Title Company | NETCO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,850.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 920 RED RIVER RD, GALLATIN, TN 37066-6640 |
| Document Number | 1267924 |
|---|---|
| Date | May 9, 2019 |
| Instrument | 1267924 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMNER TN |
| Property Address | 920 RED RIVER RD, GALLATIN, TN 37066-6640 |
| Document Number | 0045360154 |
| Book / Page | 004536 / 000154 |
| Instrument Date | May 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 920 RED RIVER RD GALLATIN TN 370666640, GALLATIN, TN 37066-6640 |
| Document Number | 0045360154 |
|---|---|
| Date | May 22, 2017 |
| Book Page | 004536/000154 |
| Instrument | 1195753 |
| Name | WILSON BK&TR |
|---|---|
| Type | Bank |
| Address | GLADEVILLE, TN 37071 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 21, 2027 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SUMNER TN |
| Property Address | 920 RED RIVER RD, GALLATIN, TN 37066-6640 |
| Document Number | 0044600327 |
| Book / Page | 004460 / 000327 |
| Instrument Date | Dec 31, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 241 BREVARD CT NASHVILLE TN 372113537, NASHVILLE, TN 37211-3537 |
| Document Number | 0044600327 |
|---|---|
| Date | Jan 11, 2017 |
| Book Page | 004460/000327 |
| Instrument | 1181741 |
| Name | WILSON BK&TR |
|---|---|
| Type | Bank |
| Address | GLADEVILLE, TN 37071 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 10, 2047 |
Source: Sumner County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Sumner County |
| Municipality | Gallatin City |
| Unified School District | Sumner County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,556.00 (-25.46%) | $320,625 (+60.11%) Land $16,250 Building $304,375 | |
| 2024 | $1,282,500 (+60.11%) Land $65,000 Building $1,217,500 | ||
| 2023 | $6,112.00 (-0.33%) | $200,250 (-) Land $11,175 Building $189,075 | |
| 2022 | $6,132.00 | $200,250 Land $11,175 Building $189,075 | |
| 2021 | $801,000 Land $44,700 Building $756,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 8 (2016–2024) |
| Most Recent Claim | May 2024 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GALLATIN WATER DEPARTMENT serves 65,964 people · EPA ID TN0000253 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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