920 Rector St NE, Sparta, MI 49345 Property Records

Kent County property record for 920 Rector St NE, Sparta, MI 49345 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,008 sqft · built 1978
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Tax Bill	$2,211 (2025)
Deeds & Mortgages	Feb 2022 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-06-20-301-001`

Property Details

APN / Parcel Number

Primary APN	`41-06-20-301-001`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,008 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Bi-Level
Lot Area	217,800 sqft (5 acres)
Lot Dimensions	516 ft deep x 422 ft wide
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	2,016 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	920 RECTOR ST NE
City	SPARTA
State	MI
Zip	49345-9448
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 422.50 FT OF E 816.50 FT OF N 516.0 FT OF W 1/2 SW 1/4 * SEC 20 T9N R11W 5.00 A.
Legal Range	11W
Legal Township	09N
Legal Section	20
Jurisdiction	KENT MI
Township / Civil Division	ALGOMA
Census Block Group	2
Census Block	2033
Census Tract	10601

Owner

Source: Kent County records · APN 41-06-20-301-001

Assessment roll updated June 13, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	920 RECTOR ST NE, SPARTA, MI 49345-9448
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Oct 23, 2021
Transfer Doc	0000013075
Record Updated	Sep 20, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENT MI
Recording Date	Feb 11, 2022
Property Address	920 RECTOR ST NE, SPARTA, MI 49345-9448
Document Number	0000013075
Instrument Date	Oct 23, 2021
Instrument	20220211-0013075
Transaction Type	Transfer
Record Updated	Mar 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 RECTOR ST NE, SPARTA, MI 49345-9448

Mortgage

Document Number	0000013076
Date	Feb 11, 2022
Instrument	20220211-0013076

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	902 Months
Due	Apr 05, 2097

Interest

Rate Type	Adjustable Rate
Rate	2.11%
Type Change Date	Dec 01, 2021
Change Frequency	Monthly
Index	1-Year CMT

Tax Assessment & Valuation

Source: Kent County records · Assessment roll updated June 13, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Algoma Township
Unified School District	Sparta Area Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,211.00 (+2.6%) Homeowner's exemption	$168,900 (+16.8%)	$337,800 (+16.8%)
2024	$2,155.00 (-20.48%)
2023		$144,600	$289,200
2021	$2,710.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kent County (26081C), updated January 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.