920 Ramona Ave, Albany, CA 94706 Property Records

Alameda County property record for 920 Ramona Ave, Albany, CA 94706

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,905 sqft · built 1923
Lot Size	0.11 acres (4,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$501,000 (Mar 2002)
Tax Bill	$15,699 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jul 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`65-2648-8`

Property Details

APN / Parcel Number

Primary APN	`65-2648-8`
Alternative APN	`065-2648-008-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,905 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1946
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	4,800 sqft (0.11 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	920 RAMONA AVE
City	ALBANY
State	CA
Zip	94706-2104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00008 BLK: AR: 0065 PAGE: 2648
Legal Subdivision	FAIRMOUNT PARK
Legal Block	36
Legal Lot Number	8
Jurisdiction	ALAMEDA CA
Township / Civil Division	BERKELEY
Census Block Group	3
Census Block	3002
Census Tract	420600

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	920 RAMONA AVE, ALBANY, CA 94706-2104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Jul 5, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jan 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Oct 27, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
May 13, 2021	Intrafamily Transfer, Transfer MORTGAGE CONNECT LP
Feb 28, 2017	Quit Claim Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2002 · Amount on Record
Deed Sale	Mar 20, 2002 · Amount on Record
Deed Document Number	2002124408
Last Transfer Date	Jan 13, 2021
Transfer Doc	0000182316
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	920 RAMONA AVE, ALBANY, CA 94706-2104
Transaction Type	Mortgage
Record Updated	Sep 28, 2023
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 RAMONA AVE, ALBANY, CA 94706-2104

Mortgage

Document Number	0000062475
Date	Feb 11, 2021
Instrument	2021062475

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2036

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	920 RAMONA AVE, ALBANY, CA 94706-2104
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 RAMONA AVE, ALBANY, CA 94706-2104

Mortgage

Document Number	0000076110
Date	Jul 5, 2023
Instrument	2023076110

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	920 RAMONA AVE, ALBANY, CA 94706-2104
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 RAMONA AVE, ALBANY, CA 94706-2104

Mortgage

Document Number	0000020264
Date	Jan 31, 2022
Instrument	2022020264

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2037

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	920 RAMONA AVE, ALBANY, CA 94706-2104
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000286293
Date	Oct 27, 2020
Instrument	2020286293

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	May 13, 2021
Property Address	920 RAMONA AVE, ALBANY, CA 94706-2104
Document Number	0000182316
Map Reference	MB 23 PG 78
Instrument Date	Jan 13, 2021
Instrument	2021182316
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	MORTGAGE CONNECT LP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 RAMONA AVE, ALBANY, CA 94706-2104

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Feb 28, 2017
Property Address	920 RAMONA AVE, ALBANY, CA 94706-2104
Document Number	0000051270
Instrument Date	Sep 7, 2016
Instrument	51270
Transaction Type	Transfer
Record Updated	Mar 15, 2017
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	920 RAMONA AVE ALBANY CA 947062104, ALBANY, CA 94706-2104

Mortgage

Document Number	51271
Date	Feb 28, 2017
Instrument	51271

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2047

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Albany City
Unified School District	Albany City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$908,697 (+1.22%) Land $226,312 Building $689,385
2025	$15,699.00 (+24.42%) Homeowner's exemption	$897,744 (+26.33%) Land $221,875 Building $675,869
2023	$12,618.00 Homeowner's exemption	$710,634 Land $213,261 Building $497,373	$1,201,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Sonic Telecom Fiber	1,000 / 1,000
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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