Cecil County property record for 920 Ragan Rd, Conowingo, MD 21918
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 918 sqft · built 1984 |
| Lot Size | 1.43 acres (62,291 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $210,000 (Oct 2016) |
| Tax Bill | $2,882 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-012105 |
| Primary APN | 08-012105 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 918 sqft Total Area |
| Basement Area | 666 sqft |
| Finished Basement | 666 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 62,291 sqft (1.43 acres) |
| Garage Type | Mixed |
| Garage Area | 864 sqft |
| Parking Spaces | 4 Parking Spaces |
| Deck Area | 156 sqft |
|---|---|
| Patio Area | 112 sqft |
| Shed | 1 Shed |
| Shed Area | 768 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 012105 |
|---|---|
| Street Address | 920 RAGAN RD |
| City | CONOWINGO |
| State | MD |
| Zip | 21918-1208 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 10 - 1.432 ACRE 920 RAGAN ROAD TOPEKA |
| Legal Subdivision | TOPEKA |
| Legal Lot Number | 10 |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 8, OAKWOOD |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 31400 |
Source: Cecil County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 920 RAGAN RD, CONOWINGO, MD 21918-1208 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 17, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ABERDEEN PROVING GROUND FEDERAL CREDIT UNION |
| Mar 2, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 3, 2016 · Amount on Record |
| Deed Sale | Oct 3, 2016 · Amount on Record |
| Prior Sale | Oct 27, 2011 · Amount on Record |
| Deed Book / Page | 3959 / 135 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Jun 17, 2026 |
| Property Address | 920 RAGAN RD, CONOWINGO, MD 21918-1208 |
| Document Number | 5803000072 |
| Book / Page | 5803 / 72 |
| Instrument Date | Jun 11, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | POWERHOUSE TITLE LLC, POWERHOUSE TITLE |
| Name | Verified Name |
|---|---|
| Address | 920 RAGAN RD, CONOWINGO, MD 21918-1208 |
| Investor | Possibly a Property Investor |
| Document Number | 5803000072, |
|---|---|
| Date | Jun 17, 2026 |
| Book Page | 5803/72 |
| Name | ABERDEEN PROVING GROUND FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 26, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 920 RAGAN RD, CONOWINGO, MD 21918-1208 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 0048090429 |
|---|---|
| Date | Mar 2, 2021 |
| Book Page | 4809/429 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Dec 1, 2050 |
Source: Cecil County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Unified School District | Cecil County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,882.00 (+3.63%) Homeowner's exemption | $289,467 (+10.86%) | $346,200 (+32.59%) Land $104,300 Building $241,900 |
| 2025 | $2,781.00 (+47.14%) Homeowner's exemption | $261,100 (+11.79%) Land $84,000 Building $177,100 | $261,100 (-) Land $84,000 Building $177,100 |
| 2023 | $1,890.00 Homeowner's exemption | $233,567 | $261,100 Land $84,000 Building $177,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1978–1999) |
| Most Recent Claim | Sep 1999 · Hurricane Floyd Major Disaster Declarations |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Armstrong Cable | 750 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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