920 Prospect Ave, Ashland, KY 41101 Property Records

Boyd County property record for 920 Prospect Ave, Ashland, KY 41101

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 945 sqft
Lot Size	0.155 acres (6,750 sqft)
Owner	Individual Name on Record
Last Sale	$95,000 (Jul 2026)
Tax Bill	$336 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Feb 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`031-14-05-011.00`

Property Details

APN / Parcel Number

Primary APN	`031-14-05-011.00`
Alternative APN	`381491`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	945 sqft Living Area
Basement Area	459 sqft
Unfinished Basement	459 sqft

Exterior

Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,750 sqft (0.155 acres)
Lot Dimensions	150 ft deep x 45 ft wide
Porch	Slab
Porch Area	248 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Connected

Location & Zoning

Account Number	381491
Street Address	920 PROSPECT AVE
City	ASHLAND
State	KY
Zip	41101-2759
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	PART OF LOTS 26 & 27 PROSPECT PLACE
Legal Subdivision	PROSPECT
Legal Lot Number	S26-27
Jurisdiction	BOYD KY
Township / Civil Division	ASHLAND
Census Block Group	1
Census Block	1006
Census Tract	30700

Owner

Source: Boyd County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3510 MCKINLEY ST, MCKEESPORT, PA 15132-7858
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Deed, Transfer · Conventional Mortgage PNC BANK
Feb 24, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2026 · Amount on Record
Deed Sale	Jul 2, 2026 · Amount on Record
Prior Sale	Jan 17, 2025 · Amount on Record
Deed Document Number	202610044542
Deed Book / Page	879 / 578
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BOYD KY
Recording Date	Jul 2, 2026
Property Address	920 PROSPECT AVE, ASHLAND, KY 41101-2759
Document Number	0010044542
Book / Page	879 / 578
Instrument Date	Jul 1, 2026
Instrument	202610044542
Transaction Type	Transfer
Record Updated	Jul 13, 2026
Title Company	BLUEGRASS LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,595.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3510 MCKINLEY ST, MCKEESPORT, PA 15132-7858

Mortgage

Document Number	0010044543,
Date	Jul 2, 2026
Instrument	202610044543

Lender

Name	PNC BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

February 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BOYD KY
Recording Date	Feb 24, 2023
Property Address	920 PROSPECT AVE, ASHLAND, KY 41101-2759
Document Number	0000848/11
Book / Page	848 / 11
Instrument Date	Feb 23, 2023
Instrument	10018194
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4405 LAKE BONITA RD, CATLETTSBURG, KY 41129-8465

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4405 LAKE BONITA RD, CATLETTSBURG, KY 41129-8465

Tax Assessment & Valuation

Source: Boyd County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Boyd County
Municipality	Ashland City
Unified School District	Ashland Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$336.00 (-2.33%)	$50,000 (-) Land $10,000 Building $40,000	$50,000 (-) Land $10,000 Building $40,000
2023	$344.00	$50,000 Land $10,000 Building $40,000	$50,000 Land $10,000 Building $40,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1984)
Most Recent Claim	May 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND WATER WORKS serves 44,402 people · EPA ID KY0100011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2017 Haloacetic acids resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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