St. Clair County property record for 920 Prairie Xing, O Fallon, IL 62269
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 1,575 sqft · built 2006 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $295,000 (Sep 2018) |
| Tax Bill | $10,040 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Sep 2018 Sale & Mortgage |
| APN | 04-20-0-412-021 |
| Primary APN | 04-20-0-412-021 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,575 sqft Living Area |
| Basement Area | 1,439 sqft |
| Unfinished Basement | 1,439 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 15,682 sqft (0.36 acres) |
| Garage Type | Mixed |
| Garage Area | 330 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,064 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 332 sqft |
| Cooling System | Central |
|---|
| Street Address | 920 PRAIRIE XING |
|---|---|
| City | O FALLON |
| State | IL |
| Zip | 62269-3176 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ESTATES AT PRAIRIE CROSSING 2ND ADD LOT 71 A02590646 |
| Legal Subdivision | ESTATES AT PRAIRIE CROSSING 2ND ADD |
| Legal Block | 412 |
| Legal Lot Number | 71 |
| Jurisdiction | ST CLAIR IL |
| Township / Civil Division | O'FALLON |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 504351 |
Source: St. Clair County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 920 PRAIRIE XING, O FALLON, IL 62269-3176 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 29, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Sep 18, 2018 | Grant Deed, Subdivision Related Transfer · FHA Mortgage FAIRWAY INDEPENDENT MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 18, 2018 · Amount on Record |
| Deed Sale | Sep 18, 2018 · Amount on Record |
| Prior Sale | Aug 2, 2006 · Amount on Record |
| Deed Document Number | 20182590646 |
| Prior Transfer Date | Nov 17, 2011 |
| Prior Transfer Doc | 0002289991 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 920 PRAIRIE XING, O FALLON, IL 62269-3176 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2021 |
| Name | Verified Name |
|---|---|
| Address | 920 PRAIRIE XING, O FALLON, IL 62269-3176 |
| Document Number | A02718794 |
|---|---|
| Date | Sep 29, 2021 |
| Instrument | A02718794 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Index | 12-Month MTA |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Sep 18, 2018 |
| Property Address | 920 PRAIRIE XING, O FALLON, IL 62269-3176 |
| Document Number | 00A2590646 |
| Instrument Date | Sep 13, 2018 |
| Instrument | 2590646 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 3, 2018 |
| Title Company | ADVANCED TITLE SOLUTIONS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $442.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 920 PRAIRIE XING O FALLON IL 622693176, O FALLON, IL 62269-3176 |
| Document Number | A2590647 |
|---|---|
| Date | Sep 18, 2018 |
| Instrument | 2590647 |
| Name | FAIRWAY INDEPENDENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 17, 2048 |
Source: St. Clair County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | St. Clair County |
| County Subdivision | O'Fallon Township |
| Municipality | O'Fallon City |
| Elementary School District | O'Fallon Community Consolidated School District 90 (PK - 08) |
| Secondary School District | O'Fallon Township High School District 203 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,040.00 | $139,291 (+35.35%) Land $26,300 Building $112,991 | $417,873 (+35.35%) Land $78,900 Building $338,973 |
| 2022 | $102,912 Land $19,577 Building $83,335 | $308,736 Land $58,731 Building $250,005 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | O FALLON serves 46,603 people · EPA ID IL1631100 |
|---|---|
| Water Source | Purchased surface water from IL AMERICAN-EAST ST LOUIS |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Wisper ISP Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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