920 Plumstead Rd, Charlotte, NC 28216 Property Records

Mecklenburg County property record for 920 Plumstead Rd, Charlotte, NC 28216

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,412 sqft · built 1976
Lot Size0.24 acres (10,454 sqft)
Owner2 Individual Names on Record
Tax Bill$1,984 (2025)
Deeds & MortgagesFeb 2026 Transfer
Apr 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN039-163-11

Property Details

APN / Parcel Number

Primary APN039-163-11

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,412 sqft Living Area
1st Floor Area1,412 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1985
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,454 sqft (0.24 acres)
PorchFinished/Open Porch
Porch Area120 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address920 PLUMSTEAD RD
CityCHARLOTTE
StateNC
Zip28216-3151
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionL11B5M17-487
Legal SubdivisionNORTHWOOD PARK 04
Legal Block5
Legal Lot Number11
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1009
Census Tract5406

Owner

Source: Mecklenburg County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address920 PLUMSTEAD RD, CHARLOTTE, NC 28216-3151
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2026Intrafamily Transfer, Transfer
Apr 17, 2019Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 15, 1993
Deed SaleSep 15, 1993
Deed Book / Page7459 / 50
Last Transfer DateFeb 23, 2026
Transfer Doc0000017604
Record UpdatedOct 29, 2026

February 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMECKLENBURG NC
Recording DateFeb 23, 2026
Property Address920 PLUMSTEAD RD, CHARLOTTE, NC 28216-3151
Document Number0000017604
Book / Page40217 / 113
Instrument DateFeb 23, 2026
Instrument2026017604
Transaction TypeTransfer
Record UpdatedMar 5, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address920 PLUMSTEAD RD, CHARLOTTE, NC 28216-3151

Transferred To (Grantee/Buyer)

NameVerified Name
Address920 PLUMSTEAD RD, CHARLOTTE, NC 28216-3151

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address920 PLUMSTEAD RD, CHARLOTTE, NC 28216-3151
Document Number0000049844
Instrument DateApr 17, 2019
Transaction TypeMortgage
Record UpdatedJun 3, 2019
Title CompanyWFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address920 PLUMSTEAD RD CHARLOTTE NC 282163151, CHARLOTTE, NC 28216-3151

Mortgage

Document Number0000049844
DateApr 29, 2019
Book Page033461/000334
Instrument49844
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 28, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,984.00$236,000 Land $70,000 Building $166,000$236,000 (-) Land $70,000 Building $166,000
2023$236,000 Land $70,000 Building $166,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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