Mason County property record for 920 Pine St, Ludington, MI 49431
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 975 sqft · built 1940 |
| Lot Size | 0.49 acres (21,344 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $195 (2025) |
| Deeds & Mortgages | Dec 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-353-006-50 |
| Primary APN | 051-353-006-50 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 975 sqft Living Area |
| 1st Floor Area | 801 sqft |
| Basement Area | 696 sqft |
| Unfinished Basement | 696 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Lot Area | 21,344 sqft (0.49 acres) |
| Garage Area | 576 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 920 PINE ST |
|---|---|
| City | LUDINGTON |
| State | MI |
| Zip | 49431-2419 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VILLAGE OF PERE MARQUETTE E 72 FT OF LOT 6 BLOCK 3. |
| Legal Subdivision | VILLAGE OF PERE MARQUETTE |
| Legal Block | 3 |
| Legal Lot Number | 6 |
| Jurisdiction | MASON MI |
| Township / Civil Division | LUDINGTON |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 950500 |
920 Pine St is owned and occupied by two individuals who acquired it in June 2001.
Source: Mason County records, as of August 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 920 PINE ST, LUDINGTON, MI 49431-2419 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2001 |
| Deed Sale | Jun 1, 2001 |
| Prior Sale | Apr 29, 2000 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MASON MI |
| Property Address | 920 PINE ST, LUDINGTON, MI 49431-2419 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020R07529 |
|---|---|
| Date | Dec 10, 2020 |
| Instrument | 2020R07529 |
| Name | WEST SHORE BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 193 Months |
| Due | Jan 1, 2037 |
The 2025 property tax bill for 920 Pine St was $195 with a homeowner's exemption, down 92.4% from the year before.
Source: Mason County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Mason County |
| Municipality | Ludington City |
| Unified School District | Ludington Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $104,300 (+3.78%) Land $104,300 | $208,600 (+3.78%) | |
| 2025 | $195.00 (-92.39%) Homeowner's exemption | $100,500 Land $100,500 | $201,000 |
| 2024 | $2,561.00 | ||
| 2023 | $82,800 Land $82,800 | $165,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 920 Pine St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 23, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 920 Pine St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUDINGTON serves 8,184 people · EPA ID MI0003960 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2022 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures