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920 Pine Needle Trl, Rochester, MI 48306 Property Records

Oakland County property record for 920 Pine Needle Trl, Rochester, MI 48306

Property Summary

Property TypeSingle Family Home
Details5 bd · 6 ba · 6,921 sqft · built 1999
Lot Size3.94 acres (171,626 sqft)
Owner2 Individual Names on Record
Last Sale$1,900,000 (Jun 2025)
Tax Bill$17,039 (2025)
Deeds & MortgagesAug 2026 Construction Loan
Aug 2026 Construction Loan
+ 3 more
Flood ZoneZone X (minimal risk)
APNN-10-22-300-011

Property Details

APN / Parcel Number

Primary APNN-10-22-300-011

Interior

Bedrooms5 Beds
Full Baths6 Baths
Half Baths2 Half Baths
Plumbing Fixtures19 Plumbing Fixtures
Total Rooms14 Rooms
Stories3 Stories
Building Area6,921 sqft Living Area
1st Floor Area3,641 sqft
Basement Area2,905 sqft
Unfinished Basement2,905 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleColonial
Exterior MaterialWood
Roof TypeGable
Lot Area171,626 sqft (3.94 acres)
TerrainRolling
Garage Area2,089 sqft
Parking Spaces7 Parking Spaces
PorchSlab
Porch Area1,053 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Street Address920 PINE NEEDLE TRL
CityROCHESTER
StateMI
Zip48306-1034
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSI
Legal DescriptionT4N, R11E, SEC 22 PART OF SW 1/4 BEG AT PT DIST N 1599.52 FT & N 88-52-11 E 380.07 FT FROM SW SEC COR, TH N 88-52-11 E 280 FT, TH S 631.78 FT, TH S 89-56-00 W 16.70 FT, TH ALG CURVE TO LEFT, RAD 300 FT, CHORD BEARS S 72-38-01 W 178.41 FT, DIST OF 181
Legal Range11E
Legal Township04N
Legal Section22
JurisdictionOAKLAND MI
Township / Civil DivisionOAKLAND
Census Block Group3
Census Block3009
Census Tract190400

Owner

Source: Oakland County records, as of August 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address920 PINE NEEDLE TRL, ROCHESTER, MI 48306-1034
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Aug 20, 2026Deed of Trust, Mortgage · Construction Mortgage
CM FUND III LLC
Aug 19, 2026Deed of Trust, Mortgage · Construction Mortgage
CM FUND III LLC
Feb 11, 2026Deed of Trust, Mortgage · Conventional Mortgage
CARRINGTON MORTGAGE SERVICES LLC
Jan 29, 2026Deed of Trust, Mortgage
GBC FUND III LLC
Apr 20, 2017Deed of Trust, Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 4, 2025 · Amount on Record
Deed SaleJun 4, 2025 · Amount on Record
Prior SaleApr 15, 2005
Deed Document Number202567208
Deed Book / Page60253 / 814
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Recording DateAug 20, 2026
Property Address920 PINE NEEDLE TRL, ROCHESTER, MI 48306-1034
Document Number0000124374
Book / Page61477 / 707
Instrument DateAug 12, 2026
Instrument2026124374
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address920 PINE NEEDLE TRL, ROCHESTER, MI 48306-1034
InvestorPossibly a Property Investor

Mortgage

Document Number0000124374,
DateAug 20, 2026
Book Page61477/707
Instrument2026124374
Lender
NameCM FUND III LLC
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term3 Months
DueNov 21, 2026
Interest
Max Rate-1%

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Recording DateAug 19, 2026
Property Address920 PINE NEEDLE TRL, ROCHESTER, MI 48306-1034
Document Number0000123515
Book / Page61472 / 246
Instrument DateAug 12, 2026
Instrument2026123515
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address920 PINE NEEDLE TRL, ROCHESTER, MI 48306-1034
InvestorPossibly a Property Investor

Mortgage

Document Number0000123515,
DateAug 19, 2026
Book Page61472/246
Instrument2026123515
Lender
NameCM FUND III LLC
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term3 Months
DueNov 21, 2026
Interest
Rate16.2%
Max Rate-1%

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address920 PINE NEEDLE TRL, ROCHESTER, MI 48306-1034
Transaction TypeMortgage
Record UpdatedMar 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address920 PINE NEEDLE TRL, ROCHESTER, MI 48306-1034
InvestorPossibly a Property Investor

Mortgage

Document Number20260018629
DateFeb 11, 2026
Book Page60943/214
Instrument20260018629
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
AddressORANGE, CA 92868
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2056

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address920 PINE NEEDLE TRL, ROCHESTER, MI 48306-1034
Transaction TypeMortgage
Record UpdatedMar 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1800 W BIG BEAVER RD 150, 150, TROY, MI 48084-3535

Mortgage

Document Number20260013082
DateJan 29, 2026
Book Page60911/84
Instrument20260013082
Lender
NameGBC FUND III LLC
AddressBIRMINGHAM, MI 48009
Agreement
AmountAmount Recorded
Term10 Months
DueNov 21, 2026

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address920 PINE NEEDLE TRL, ROCHESTER, MI 48306-1034
Document Number0000086165
Instrument DateApr 20, 2017
Transaction TypeMortgage
Record UpdatedAug 21, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address920 PINE NEEDLE TRL ROCHESTER MI 483061034, ROCHESTER, MI 48306-1034

Mortgage

Document Number0000086165
DateApr 28, 2017
Book Page050620/000367
Instrument86165
Lender
NameBANK OF AMERICA
TypeBank
Address101 S TRYON ST, CHARLOTTE, NC 28280-0002
Agreement
AmountAmount Recorded
Term360 Months
DueApr 27, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
County SubdivisionOakland Charter Township
Unified School DistrictRochester Community School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$17,039.00 (-11.58%) Homeowner's exemption$1,063,570 (+11.16%)$2,127,140 (+11.16%)
2024$19,270.00 (+15.53%)
2023$956,790$1,913,580
2021$16,680.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20

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