920 Payne St, Elba, AL 36323 Property Records

Coffee County property record for 920 Payne St, Elba, AL 36323

Property Summary

Property Type	Residential Vacant Land
Details	1 ba · 1,000 sqft · built 1971
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on Record
Deeds & Mortgages	Aug 2025 Sale
Flood Zone	Zone AE (high risk)
APN	`1104181001031000`

Property Details

APN / Parcel Number

Primary APN	`1104181001031000`
Alternative APNs	`606694` `11049`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,000 sqft Living Area
1st Floor Area	1,000 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plywood

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Fiber Cement Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	13,939 sqft (0.32 acres)
Porch	Slab
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	606694
Street Address	920 PAYNE ST
City	ELBA
State	AL
Zip	36323-5602
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	W CANAL S D ADD LOT 13 ELBA
Legal Range	20E
Legal Township	5N
Legal Section	18
Legal Subdivision	W CANAL SUBD
Legal Lot Number	13
Jurisdiction	COFFEE AL
Township / Civil Division	ELBA
Census Block Group	1
Census Block	1026
Census Tract	10500

Owner

Source: Coffee County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	292 MAGNOLIA CREEK RD, SANTA ROSA BEACH, FL 32459-5357
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COFFEE AL
Recording Date	Aug 19, 2025
Property Address	920 PAYNE ST, ELBA, AL 36323-5602
Document Number	00234A/328
Book / Page	234A / 328
Map Reference	MB 1 PG 74
Instrument Date	Aug 18, 2025
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	920 PAYNE ST, ELBA, AL 36323-5602

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	292 MAGNOLIA CREEK RD, SANTA ROSA BEACH, FL 32459-5357

Tax Assessment & Valuation

Source: Coffee County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Coffee County
Municipality	Elba City
Unified School District	Elba City School District (KG - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$167 (-91.21%) Land $167	$3,330 (-82.31%) Land $3,330
2023	$1,900	$18,820 Land $3,000 Building $15,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 46 policies
Nearby Flood Policies	46 in force
Nearby Flood Claims	126 (1989–2020)
Claims Outside the SFHA	54 of 126
Most Recent Claim	Sep 2020 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 23 claims Severe Storms And Flooding, Dec 2009 · 58 claims Severe Storms, Tornadoes & Flooding, Mar 1990 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELBA, THE WW AND EB OF THE serves 5,262 people · EPA ID AL0000295
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Carbon tetrachloride resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Cable	2,000 / 2,000
Brightspeed Fiber	2,000 / 2,000