920 Palm Trl, Delray Beach, FL 33483 Property Records

Palm Beach County property record for 920 Palm Trl, Delray Beach, FL 33483

Property Summary

Property TypeTownhouse
Details3 bd · 4 ba · 3,420 sqft · built 2023
Lot Size0.107 acres (4,670 sqft)
Owner2 Individual Names on File
Last Sale$2,600,000 (May 2023)
Tax Bill$42,881 (2025)
Deeds & MortgagesJul 2022 Mortgage
May 2023 Sale & Second Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN12-43-46-09-A2-000-0080

Property Details

APN / Parcel Number

Primary APN12-43-46-09-A2-000-0080

Interior

Bedrooms3 Beds
Full Baths4 Baths
Half Baths2 Half Baths
Building Area3,420 sqft Living Area
ElevatorElevator

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Architectural StyleTownhouse
Lot Area4,670 sqft (0.107 acres)
Garage TypeAttached
Garage Area453 sqft

Location & Zoning

Street Address920 PALM TRL
CityDELRAY BEACH
StateFL
Zip33483-5816
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeRM
Legal DescriptionPALM TRAIL ESTATES LT 8
Legal Range43E
Legal Township46S
Legal Section09
Legal SubdivisionPALM TRAIL ESTATES
Legal Lot Number8
JurisdictionPALM BEACH FL
Township / Civil DivisionBOYNTON BEACH-DELRAY BEACH
Census Block Group2
Census Block2012
Census Tract6401

Owner

920 Palm Trl, a townhouse, is owned and occupied by two individuals who bought it in May 2023.

Source: Palm Beach County records, as of December 10, 2025

Owner of Record2 Individual Names on File
Mailing Address920 PALM TRL, DELRAY BEACH, FL 33483-5816
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 5, 2022Deed of Trust, Mortgage · Commercial Mortgage
IFP FUND I LLC
May 1, 2023Special Warranty Deed, Transfer · Stand-Alone Second Mortgage
WELLS FARGO BANK NA
May 11, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
IFP FUND I LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 1, 2023 · Amount on File
Deed SaleMay 1, 2023 · Amount on File
Prior SaleMay 11, 2021 · Amount on File
Deed Document Number2023142373
Deed Book / Page34269 / 1223
Prior Transfer DateApr 22, 2021
Prior Transfer Doc0324710226
Record UpdatedJun 8, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPALM BEACH FL
Property Address920 PALM TRL, DELRAY BEACH, FL 33483-5816
Transaction TypeMortgage
Record UpdatedAug 3, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0336780767
DateJul 5, 2022
Book Page33678/767
Instrument20220282641
Lender
NameIFP FUND I LLC
TypeNon-Lending Institution
AddressPHILADELPHIA, PA 19123
Agreement
TypeCommercial Mortgage
AmountAmount on Record

May 2023: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionPALM BEACH FL
Recording DateMay 1, 2023
Property Address920 PALM TRL, DELRAY BEACH, FL 33483-5816
Document Number0342691223
Book / Page34269 / 1223
Map ReferenceMB 130 PG 54&55
Instrument DateApr 24, 2023
Instrument20230142373
Transaction TypeTransfer
Record UpdatedMay 16, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$18,200.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address900 E ATLANTIC AVE STE 5, 5, DELRAY BEACH, FL 33483-6954

Transferred To (Grantee/Buyer)

NameVerified Name
Address920 PALM TRL, DELRAY BEACH, FL 33483-5816

Mortgage

Document Number0342691226
DateMay 1, 2023
Instrument34269/1226
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2053
Interest
Rate TypeAdjustable Rate
Rate4.62%
Type Change DateMay 1, 2033
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change6.62%
IndexOther
Max Rate9.62%

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPALM BEACH FL
Recording DateMay 11, 2021
Property Address920 PALM TRL, DELRAY BEACH, FL 33483-5816
Document Number0324710226
Book / Page32471 / 226
Map ReferenceMB 130 PG 54
Instrument DateApr 22, 2021
Instrument20210215879
Transaction TypeTransfer
Record UpdatedAug 3, 2023
Title CompanyNOT AVAILABLE, CRYSTAL T&E CO INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$29,750.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address912 PALM TRL, DELRAY BEACH, FL 33483-5884

Transferred To (Grantee/Buyer)

NameVerified Name
Address1835 MARKET ST STE 625, 625, PHILADELPHIA, PA 19103-2915
InvestorPossibly a Property Investor

Mortgage

Document Number0324710228
DateMay 11, 2021
Instrument32471/0228
Lender
NameIFP FUND I LLC
TypeNon-Lending Institution
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 920 Palm Trl was $42,881, up 3.2% from the year before.

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPalm Beach County
MunicipalityDelray Beach City
Unified School DistrictPalm Beach County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$42,881.00 (+3.17%)$2,351,568$2,351,568 Building $2,351,568
2024$41,563.00 (+454.32%)
2023$7,498.00 (+10.05%)$400,000 (+14.29%) Land $400,000$400,000 (+14.29%) Land $400,000
2022$6,813.00$350,000 Land $350,000$350,000 Land $350,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 920 Palm Trl in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 138 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies154 units insured
incl. 16 condo units
Nearby Flood Claims16 (1979–2007)
Claims Outside the SFHA3 of 16
Most Recent ClaimSep 2007 · tidal / storm surge
Claims by Event
  • Hurricane Frances, Sep 2004 · 2 claims
  • Hurricane Irene, Oct 1999 · 3 claims
  • Tropical Storm Mitch, Nov 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 920 Palm Trl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDELRAY BEACH PUBLIC WATER SYSTEM
serves 69,754 people · EPA ID FL4500351
Water SourceGroundwater
Last State InspectionNov 2025
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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