920 Oregon Trl, Cincinnati, OH 45215 Property Records

Hamilton County property record for 920 Oregon Trl, Cincinnati, OH 45215 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,693 sqft · built 1958
Lot Size0.451 acres (19,646 sqft)
OwnerIndividual Name on File
Last Sale$465,000 (Sep 2021)
Tax Bill$9,903 (2025)
Deeds & MortgagesJun 2022 Line of Credit
Sep 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN592-0009-0109-00

Property Details

APN / Parcel Number

Primary APN592-0009-0109-00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,693 sqft Living Area
1st Floor Area1,693 sqft
Basement Area1,693 sqft
Finished Basement1,125 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Architectural StyleConventional
Exterior MaterialBrick
Lot Area19,646 sqft (0.451 acres)
Lot Dimensions210 ft deep x 95 ft wide
Garage TypeAttached
Garage Area529 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area176 sqft
Patio Area400 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address920 OREGON TRL
CityCINCINNATI
StateOH
Zip45215-2536
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOREGON TRAIL 95.96 X 210 PT LOT 40 CHEYENNE HILLS BLK E
Legal SubdivisionCHEYENNE HILLS
Legal BlockE
Legal Lot Number40
JurisdictionHAMILTON OH
Township / Civil DivisionWYOMING
Census Block Group2
Census Block2008
Census Tract22601

Owner

Source: Hamilton County records · APN 592-0009-0109-00

Assessment roll updated March 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address920 OREGON TRL, CINCINNATI, OH 45215-2536
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 14, 2022Deed of Trust, Mortgage · Line of Credit
FIRST FINANCIAL BANK
Sep 10, 2021Warranty Deed, Transfer · Conventional Mortgage
OPTION FINANCIAL LLC
Jul 24, 2020Warranty Deed, Transfer
COMPREHENSIVE TITLE INC
Jun 08, 2020Deed of Trust, Mortgage · Line of Credit
UNITED FIDELITY BK FSB

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 10, 2021 · Amount on Record
Deed SaleSep 10, 2021 · Amount on Record
Prior SaleJul 24, 2020 · Amount on Record
Deed Document Number0000109119
Deed Book / Page14499 / 1979
Record UpdatedJun 08, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address920 OREGON TRL, CINCINNATI, OH 45215-2536
Transaction TypeMortgage
Record UpdatedApr 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000058800
DateJun 14, 2022
Book Page14688/1736
Instrument2022-0058800
Lender
NameFIRST FINANCIAL BANK
TypeBank
AddressCINCINNATI, OH 45246
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJun 10, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateSep 10, 2021
Property Address920 OREGON TRL, CINCINNATI, OH 45215-2536
Document Number0000109119
Book / Page14499 / 1979
Map ReferenceMB 4 PG 50
Instrument DateAug 20, 2021
Instrument2021-0109119
Transaction TypeTransfer
Record UpdatedApr 10, 2026
Title CompanyRIVERTOWNE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,395.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address920 OREGON TRL, CINCINNATI, OH 45215-2536

Mortgage

Document Number0000109120
DateSep 10, 2021
Instrument2021-0109120
Lender
NameOPTION FINANCIAL LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2051

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateJul 24, 2020
Property Address920 OREGON TRL, CINCINNATI, OH 45215-2536
Document Number0000072279
Book / Page014217 / 001681
Instrument DateJun 08, 2020
Instrument72279
Transaction TypeTransfer
Record UpdatedSep 03, 2020
Title CompanyCOMPREHENSIVE TITLE INC

Transaction

AmountAmount Recorded
Tax$1,340.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1020 W GALBRAITH RD CINCINNATI OH 452315805, CINCINNATI, OH 45231-5805

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address920 OREGON TRL, CINCINNATI, OH 45215-2536
Document Number0000075465
Instrument DateJun 08, 2020
Transaction TypeMortgage
Record UpdatedSep 03, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1020 W GALBRAITH RD CINCINNATI OH 452315805, CINCINNATI, OH 45231-5805

Mortgage

Document Number0000075465
DateJul 31, 2020
Book Page014222/003051
Instrument75465
Lender
NameUNITED FIDELITY BK FSB
TypeFederal Savings Bank
AddressEVANSVILLE, IN 47708
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueJul 30, 2025
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityWyoming City
Unified School DistrictWyoming City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$9,903.00 (+2.44%)$162,750 (+%) Land $32,834 Building $129,916
2024$9,667.00 (+8.46%)$162,749 (-) Land $32,833 Building $129,916
2023$8,913.00 (+12.03%)$162,749 (+38.54%) Land $32,833 Building $129,916$465,000 (+38.54%) Land $93,810 Building $371,190
2022$7,956.00 Homeowner's exemption$117,474 Land $34,622 Building $82,852
2020$335,640 Land $98,920 Building $236,720

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390610226012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force
Nearby Flood Claims7 (1982–2018)
Claims Outside the SFHA6 of 7
Most Recent ClaimFeb 2018, rainfall accumulation, Severe Storms, Landslides, And Mudslides

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 240 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cincinnati BellFiber3,000 / 3,000
SpectrumCable1,000 / 1,000
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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