920 Oleander St, Lady Lake, FL 32159 Property Records

Lake County property record for 920 Oleander St, Lady Lake, FL 32159

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,352 sqft · built 1988
Lot Size	0.121 acres (5,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$210,000 (Sep 2022)
Tax Bill	$2,492 (2024)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-18-24-0390-000-15620`

Property Details

APN / Parcel Number

Primary APN	`06-18-24-0390-000-15620`
Alternative APNs	`241806039000015620` `2910992`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,352 sqft Living Area
1st Floor Area	1,352 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2022
Architectural Style	Mobile Home
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	5,276 sqft (0.121 acres)
Lot Dimensions	90 ft deep x 59 ft wide
Garage Type	Carport
Garage Area	360 sqft
Carport	Carport
Carport Area	360 sqft
Parking Spaces	1 Parking Space
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	2910992
Street Address	920 OLEANDER ST
City	LADY LAKE
State	FL
Zip	32159-6102
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	MX8
Legal Description	LADY LAKE ORANGE BLOSSOM GARDENS UNIT 8 PB 28 PG 20-24 LOT 1562 ORB 6027 PG 1578
Legal Range	24E
Legal Township	18S
Legal Section	6
Legal Subdivision	LADY LAKE ORANGE BLOSSOM GARDENS
Legal Tract	0390
Legal Block	2
Legal Lot Number	1562
Jurisdiction	LAKE FL
Township / Civil Division	FRUITLAND PARK-LADY LAKE
Census Block Group	2
Census Block	2006
Census Tract	30409

Owner

Source: Lake County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	920 OLEANDER ST, LADY LAKE, FL 32159-6102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2022 · Amount on Record
Deed Sale	Sep 21, 2022 · Amount on Record
Prior Sale	Apr 29, 2004 · Amount on Record
Deed Document Number	2022127080
Deed Book / Page	6027 / 1578
Prior Transfer Date	Jan 27, 2010
Prior Transfer Doc	0038691295
Record Updated	Jun 8, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Sep 21, 2022
Property Address	920 OLEANDER ST, LADY LAKE, FL 32159-6102
Document Number	0060271578
Book / Page	6027 / 1578
Map Reference	MB 28 PG 20-24
Instrument Date	Sep 20, 2022
Instrument	2022127080
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	OXFORD TITLE AGENCY, OXFORD TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,470.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3090 CAMBRIDGE DR, STOW, OH 44224-5162

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 OLEANDER ST, LADY LAKE, FL 32159-6102

Mortgage

Document Number	0060271580
Date	Sep 21, 2022
Instrument	6027/1580

Lender

Name	CITIZENS FIRST BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Lady Lake Town
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$175,000 (-) Land $63,250 Building $111,750	$175,000 (-) Land $63,250 Building $111,750
2025		$175,000 (+2.02%) Land $63,250 Building $111,750	$175,000 (+2.02%) Land $63,250 Building $111,750
2024	$2,492.00 (+4.44%)
2023	$2,386.00 (+123.62%) Homeowner's exemption	$171,542 (+96.93%)	$171,542 (+17.3%) Land $63,250 Building $108,292
2022	$1,067.00 Homeowner's exemption	$87,110	$146,242 Land $37,950 Building $108,292

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGES OF LAKE-SUMTER - WTPS 1, 3, ; 5 serves 18,675 people · EPA ID FL3350942
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	VILLAGE WATER
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Zito Media Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20