920 Oak St, Sugar Grove, IL 60554 Property Records

Kane County property record for 920 Oak St, Sugar Grove, IL 60554

Property Summary

Property Type	Single Family Home
Details	2,646 sqft · built 2001
Lot Size	0.248 acres (10,822 sqft)
Owner	2 Individual Names on Record
Last Sale	$460,000 (Jun 2022)
Tax Bill	$13,283 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-04-476-002`

Property Details

APN / Parcel Number

Primary APN	`14-04-476-002`

Interior

Stories	2 Stories
Building Area	2,646 sqft Living Area
Gross Area	4,638 sqft
Basement Area	1,463 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	10,822 sqft (0.248 acres)
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	920 OAK ST
City	SUGAR GROVE
State	IL
Zip	60554-9301
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 95 IN BLISS WOODS CLUB UNIT 1 (REVISED AS LAKES OF BLISS WOODS UNIT 1) PER DOC 2003K005453
Legal Subdivision	BLISS WOODS CLUB
Legal Block	1
Legal Lot Number	95
Legal Unit	1
Jurisdiction	KANE IL
Township / Civil Division	SUGAR GROVE
Census Block Group	1
Census Block	1055
Census Tract	854504

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	920 OAK ST, SUGAR GROVE, IL 60554-9301
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2022 · Amount on Record
Deed Sale	Jun 30, 2022 · Amount on Record
Prior Sale	Oct 11, 2001 · Amount on Record
Deed Document Number	202234025
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jun 30, 2022
Property Address	920 OAK ST, SUGAR GROVE, IL 60554-9301
Document Number	0000034025
Instrument Date	Jun 13, 2022
Instrument	2022K034025
Transaction Type	Transfer
Record Updated	Jul 6, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$460.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3957 FINCH CT, MERCED, CA 95340-8342

Mortgage

Document Number	0000034026
Date	Jun 30, 2022
Instrument	2022K034026

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.5%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Sugar Grove Township
Municipality	Sugar Grove Village
Unified School District	Kaneland Community Unit School District 302 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,283.00 (+16.11%) Homeowner's exemption	$173,610 (+7.83%) Land $40,462 Building $133,148	$521,038 (+7.83%) Land $121,435 Building $399,604
2024		$161,004 (+21.64%) Land $37,524 Building $123,480	$483,205 (+21.69%) Land $112,617 Building $370,588
2022	$11,440.00 (+3.93%) Homeowner's exemption	$132,358 (+5.08%) Land $31,243 Building $101,115	$397,074 (+5.08%) Land $93,729 Building $303,345
2021	$11,007.00 Homeowner's exemption	$125,960 Land $29,733 Building $96,227	$377,880 Land $89,199 Building $288,681

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUGAR GROVE serves 11,243 people · EPA ID IL0890850
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb
Copper	1.7 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20