920 Oak St, Sandpoint, ID 83864 Property Records

Bonner County property record for 920 Oak St, Sandpoint, ID 83864

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,304 sqft · built 1959
Lot Size	0.243 acres (10,585 sqft)
Owner	Individual Name on Record
Tax Bill	$2,655 (2026)
Deeds & Mortgages	Nov 2023 Mortgage Nov 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`RPS0500026013AA`

Property Details

APN / Parcel Number

Primary APN	`RPS0500026013AA`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,304 sqft Finished Area
1st Floor Area	1,304 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1986
Exterior Material	Concrete
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	10,585 sqft (0.243 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	920 OAK ST
City	SANDPOINT
State	ID
Zip	83864-1823
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	22-57N-2W WEST END ADD BLK 26 LOTS 13,14 & 15
Legal Range	02W
Legal Township	57N
Legal Section	22
Legal Subdivision	WEST END ADD
Legal Block	26
Legal Lot Number	13-15
Jurisdiction	BONNER ID
Township / Civil Division	SANDPOINT
Census Block Group	3
Census Block	3002
Census Tract	950300

Owner

Source: Bonner County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	920 OAK ST, SANDPOINT, ID 83864-1823
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2023	Warranty Deed, Transfer · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD
Nov 8, 2023	Re-recorded Document · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2023
Deed Sale	Nov 8, 2023
Prior Sale	Nov 7, 2023 · Amount on Record
Deed Document Number	20231027391
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Nov 7, 2023
Property Address	920 OAK ST, SANDPOINT, ID 83864-1823
Document Number	0001027310
Map Reference	MB 1 PG 57
Instrument Date	Nov 7, 2023
Instrument	1027310
Transaction Type	Transfer
Record Updated	Nov 20, 2023
Title Company	NOT AVAILABLE, FLYING S TITLE & ESCROW

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 OAK ST, SANDPOINT, ID 83864-1823

Mortgage

Document Number	0001027311
Date	Nov 7, 2023
Instrument	1027311

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

November 2023: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	BONNER ID
Recording Date	Nov 8, 2023
Property Address	920 OAK ST, SANDPOINT, ID 83864-1823
Document Number	0001027391
Map Reference	MB 1 PG 57
Instrument Date	Nov 7, 2023
Instrument	1027391
Record Updated	Nov 29, 2023
Title Company	NOT AVAILABLE, FLYING S T&E SANDPOINT

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 OAK ST, SANDPOINT, ID 83864-1823

Mortgage

Document Number	0001027392
Date	Nov 8, 2023
Instrument	1027392

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Tax Assessment & Valuation

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Municipality	Sandpoint City
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,655.00 (+11.13%) Homeowner's exemption	$521,747 (+0.29%) Land $282,667 Building $239,080	$521,747 (+0.29%) Land $282,667 Building $239,080
2025	$2,389.00 (-1.81%) Homeowner's exemption	$520,247 (+15.41%) Land $282,667 Building $237,580	$520,247 (+15.41%) Land $282,667 Building $237,580
2023	$2,433.00 Homeowner's exemption	$450,765 Land $260,484 Building $190,281	$450,765 Land $260,484 Building $190,281

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 95% of Idaho
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDPOINT PUBLIC WORKS DEPT serves 12,284 people · EPA ID ID1090121
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Ting Fiber	1,000 / 1,000
Vyve Broadband Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
MountainLink Fixed Wireless	250 / 50
Intermax Networks Fixed Wireless	100 / 20

May also be available: Kaniksu Internet.

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