920 Oak St, Graham, TX 76450 Property Records

Young County property record for 920 Oak St, Graham, TX 76450

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 696 sqft · built 1945
Lot Size	0.365 acres (15,899 sqft)
Owner	Individual Name on Record
Tax Bill	$1,978 (2026)
Deeds & Mortgages	Sep 2019 Sale Jan 2017 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`01370-0004-0020`

Property Details

APN / Parcel Number

Primary APN	`01370-0004-0020`
Alternative APN	`3007`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	696 sqft Total Area
1st Floor Area	720 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Lot Area	15,899 sqft (0.365 acres)
Lot Dimensions	126 ft deep x 126 ft wide
Garage Type	Detached
Garage Area	240 sqft
Porch	Porch
Porch Area	144 sqft
Patio Area	168 sqft

Location & Zoning

Street Address	920 OAK ST
City	GRAHAM
State	TX
Zip	76450-3442
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHVIEW - BLK 4, NORTH 126 FT OF LOTS 8-10
Legal Subdivision	SOUTHVIEW ADDITION
Legal Block	4
Legal Lot Number	8-10
Jurisdiction	YOUNG TX
Township / Civil Division	GRAHAM
Census Block Group	2
Census Block	2070
Census Tract	950500

Owner

Source: Young County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	920 OAK ST, GRAHAM, TX 76450-3442
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2019	Warranty Deed, Transfer NOT AVAILABLE, BRAZOS TITLE LLC
Jan 13, 2017	Vendor's Lien, Transfer · Conventional Mortgage GRAHAM SAVINGS AND LOAN SSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2019
Deed Sale	Sep 9, 2019
Prior Sale	Jan 13, 2017 · Amount on Record
Deed Document Number	20192311
Record Updated	Oct 29, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YOUNG TX
Recording Date	Sep 9, 2019
Property Address	920 OAK ST, GRAHAM, TX 76450-3442
Document Number	0019002311
Instrument Date	Sep 9, 2019
Instrument	19002311
Transaction Type	Transfer
Record Updated	Dec 23, 2022
Title Company	NOT AVAILABLE, BRAZOS TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3104 VERMONT AVENUE, NEMO, TX 76070

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 OAK ST, GRAHAM, TX 76450-3442

January 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	YOUNG TX
Recording Date	Jan 13, 2017
Property Address	920 OAK ST, GRAHAM, TX 76450-3442
Document Number	17000163
Instrument Date	Jan 13, 2017
Instrument	17000163
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 OAK ST, GRAHAM, TX 76450-3442

Mortgage

Document Number	17000164
Date	Jan 13, 2017
Instrument	17000164

Lender

Name	GRAHAM SAVINGS AND LOAN SSB
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2032

Tax Assessment & Valuation

Source: Young County assessment roll, as of January 15, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Graham City
County	Young County
Unified School District	Graham Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,978.00 (+184.2%) Homeowner's exemption Senior Citizen's exemption	$76,640 (-6.6%) Land $10,090 Building $66,550	$76,640 (-6.6%) Land $10,090 Building $66,550
2025	$696.00 (-11.56%) Homeowner's exemption Senior Citizen's exemption	$82,060 (+33.58%) Land $10,600 Building $71,460	$82,060 (+33.58%) Land $10,600 Building $71,460
2023		$61,430 Land $11,780 Building $49,650	$61,430 Land $11,780 Building $49,650
2022	$787.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (1981–1982)
Most Recent Claim	May 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 63% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GRAHAM serves 8,718 people · EPA ID TX2520001
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brazos Communications Fiber	1,000 / 1,000
Zito Media Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
New Source Broadband Fixed Wireless	100 / 50
Nextlink Fixed Wireless	100 / 20

May also be available: AT&T.

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