920 Nutmeg Ave, Niceville, FL 32578 Property Records

Okaloosa County property record for 920 Nutmeg Ave, Niceville, FL 32578

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,203 sqft · built 1983
Lot Size	0.258 acres (11,249 sqft)
Owner	2 Individual Names on Record
Last Sale	$148,000 (Jun 2020)
Tax Bill	$1,575 (2025)
Deeds & Mortgages	Jan 2024 Sale Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-592-2816-3`

Property Details

APN / Parcel Number

Primary APN	`C56-000-592-2816-3`
Alternative APNs	`05-1S-22-256F-0082-0110` `22S105256F00820110`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,203 sqft Living Area
Gross Area	2,034 sqft
1st Floor Area	1,203 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	11,249 sqft (0.258 acres)
Lot Width	75 ft Width
Garage Type	Attached
Garage Area	299 sqft
Porch	Florida Room
Porch Area	233 sqft
Patio Area	299 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	920 NUTMEG AVE
City	NICEVILLE
State	FL
Zip	32578-3645
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VALPARAISO P/C #6 S1/2 LOT 11 & ALL LOT 12 BLK 82
Legal Range	22W
Legal Township	01S
Legal Section	05
Legal Subdivision	VALPARAISO P/C
Legal Block	82
Legal Lot Number	110
Jurisdiction	OKALOOSA FL
Township / Civil Division	NICEVILLE-VALPARAISO
Census Block Group	4
Census Block	4067
Census Tract	21102

Owner

Source: Okaloosa County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	920 NUTMEG AVE, NICEVILLE, FL 32578-3645
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2024	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jun 1, 2020	Warranty Deed, Transfer · Conventional Mortgage RENASANT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2020 · Amount on Record
Deed Sale	Jun 1, 2020 · Amount on Record
Deed Document Number	20203361916
Deed Book / Page	3465 / 3247
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jan 23, 2024
Property Address	920 NUTMEG AVE, NICEVILLE, FL 32578-3645
Document Number	0003667303
Map Reference	MB 1 PG 50
Instrument Date	Jan 4, 2024
Instrument	3667303
Transaction Type	Transfer
Record Updated	Feb 15, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1911 REDWOOD AVE, NICEVILLE, FL 32578-9510

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 NUTMEG AVE, NICEVILLE, FL 32578-3645

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jun 1, 2020
Property Address	920 NUTMEG AVE, NICEVILLE, FL 32578-3645
Document Number	0034653247
Book / Page	3465 / 3247
Map Reference	MB 1 PG 50
Instrument Date	May 29, 2020
Instrument	3361916
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	BRADLEY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,036.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1419 BAYSHORE DR, 1419, NICEVILLE, FL 32578-3401

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 NUTMEG AVE, NICEVILLE, FL 32578-3645

Mortgage

Document Number	0034653248
Date	Jun 1, 2020
Instrument	3465/3248

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,575.00 (+6.64%) Homeowner's exemption	$162,004 (+5.99%)	$228,327 (+3.9%) Land $83,772 Building $144,555
2023	$1,477.00 (+3.21%) Homeowner's exemption	$152,852 (+3%)	$219,764 (+11.74%) Land $67,763 Building $152,001
2022	$1,431.00 Homeowner's exemption	$148,400	$196,674 Land $53,780 Building $142,894

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 329 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	329 in force
Nearby Flood Claims	168 (1991–2021)
Claims Outside the SFHA	36 of 168
Most Recent Claim	Sep 2021 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 17 claims Hurricane Frances, Sep 2004 · 54 claims Hurricane Opal, Oct 1995 · 60 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NICEVILLE serves 22,243 people · EPA ID FL1460147
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100

May also be available: AT&T, Verizon.

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