920 N Spring St, Luverne, MN 56156 Property Records

Rock County property record for 920 N Spring St, Luverne, MN 56156

Property Summary

Property Type	Single Family Home
Details	672 sqft · built 1948
Lot Size	0.182 acres (7,960 sqft)
Owner	2 Company Names on Record
Last Sale	$205,000 (Sep 2026)
Tax Bill	$2,048 (2026)
Deeds & Mortgages	Sep 2026 Sale Nov 2019 Sale & Mortgage + 1 more
APN	`20-0288-000`

Property Details

APN / Parcel Number

Primary APN	`20-0288-000`

Interior

Building Area	672 sqft Living Area
Basement Area	784 sqft
Finished Basement	784 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Lot Area	7,960 sqft (0.182 acres)
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	920 N SPRING ST
City	LUVERNE
State	MN
Zip	56156-1374
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 60' OF LOT 1 BLOCK 7
Legal Subdivision	BARCK, ADAMS & HOWE'S ADDITION
Legal Block	7
Legal Lot Number	1
Jurisdiction	ROCK MN
Township / Civil Division	LUVERNE
Census Block Group	2
Census Block	2008
Census Tract	570200

Owner

Source: Rock County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	920 N SPRING ST, LUVERNE, MN 56156-1374
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Nov 26, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST BANK & TRUST
Nov 20, 2017	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2026 · Amount on Record
Deed Sale	Sep 30, 2026 · Amount on Record
Prior Sale	Nov 26, 2019 · Amount on Record
Deed Document Number	2026210771
Prior Transfer Date	Nov 28, 2006
Prior Transfer Doc	165468
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK MN
Recording Date	Sep 30, 2026
Property Address	920 N SPRING ST, LUVERNE, MN 56156-1374
Document Number	0000210771
Instrument Date	Sep 24, 2026
Instrument	2026210771
Transaction Type	Transfer
Record Updated	Oct 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$68,326.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	920 N SPRING ST, LUVERNE, MN 56156-1374

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK MN
Recording Date	Nov 26, 2019
Property Address	920 N SPRING ST, LUVERNE, MN 56156-1374
Document Number	0000195990
Instrument Date	Nov 8, 2019
Instrument	195990
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$527.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 N SPRING ST, LUVERNE, MN 56156-1374

Mortgage

Document Number	0000195991
Date	Nov 26, 2019
Instrument	195991

Lender

Name	FIRST BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

Interest

Rate Type	Fixed Rate

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCK MN
Recording Date	Nov 20, 2017
Property Address	920 N SPRING ST, LUVERNE, MN 56156-1374
Document Number	191689
Instrument Date	Nov 16, 2017
Instrument	191689
Transaction Type	Transfer
Record Updated	Oct 5, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$452.10
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 N SPRING ST, LUVERNE, MN 56156-1374

Mortgage

Document Number	0000191690
Date	Nov 20, 2017
Instrument	191690

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Rock County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Rock County
Municipality	Luverne City
Unified School District	Luverne Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,048.00 (+6.33%)	$209,500 (+3.2%) Land $9,500 Building $200,000	$209,500 (+3.2%) Land $9,500 Building $200,000
2025	$1,926.00 (+10.44%)	$203,000 (+16%) Land $9,500 Building $193,500	$203,000 (+16%) Land $9,500 Building $193,500
2023	$1,744.00	$175,000 Land $7,900 Building $167,100	$175,000 Land $7,900 Building $167,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Luverne serves 4,946 people · EPA ID MN1670004
Water Source	Groundwater
Last State Inspection	May 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Bluepeak Cable · Fiber in parts of the area	1,000 / 30
Midco Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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