920 N Main St, Franklin, KY 42134 Property Records

Simpson County property record for 920 N Main St, Franklin, KY 42134

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,586 sqft · built 1954
Lot Size	0.422 acres (18,400 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Jun 2022)
Tax Bill	$2,369 (2025)
Deeds & Mortgages	Sep 2017 Mortgage Oct 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`005-00-04-008.00`

Property Details

APN / Parcel Number

Primary APN	`005-00-04-008.00`
Alternative APN	`6019`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,586 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,400 sqft (0.422 acres)
Lot Dimensions	230 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	252 sqft
Driveway	Asphalt Driveway
Porch	Slab
Porch Area	48 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	920 N MAIN ST
City	FRANKLIN
State	KY
Zip	42134-1306
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	920 NORTH MAIN STREET
Jurisdiction	SIMPSON KY
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2018
Census Tract	970200

Owner

Source: Simpson County records, as of February 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	920 N MAIN ST, FRANKLIN, KY 42134-1306
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2017	Deed of Trust, Mortgage · FmHA Mortgage FARMERS NATIONAL BANK
Oct 23, 2018	Deed of Trust, Mortgage · FmHA Mortgage FARMERS NATIONAL BANK
Jul 13, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Jun 29, 2022	Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC
Dec 8, 2014	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2022 · Amount on File
Deed Sale	Jun 29, 2022 · Amount on File
Prior Sale	Dec 8, 2014 · Amount on File
Deed Document Number	20221209346
Deed Book / Page	366 / 429
Prior Transfer Date	Nov 12, 2014
Prior Transfer Doc	000312/691
Record Updated	Jun 8, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SIMPSON KY
Property Address	920 N MAIN ST, FRANKLIN, KY 42134-1306
Transaction Type	Mortgage
Record Updated	Feb 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00M437/693
Date	Sep 21, 2017
Book Page	M437/693
Instrument	1182633

Lender

Name	FARMERS NATIONAL BANK
Type	Bank
Address	BOWLING GREEN, KY 42104

Agreement

Type	FmHA Mortgage
Amount	Amount on Record

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SIMPSON KY
Property Address	920 N MAIN ST, FRANKLIN, KY 42134-1306
Transaction Type	Mortgage
Record Updated	Feb 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00M450/707
Date	Oct 23, 2018
Book Page	M450/707
Instrument	1188828

Lender

Name	FARMERS NATIONAL BANK
Type	Bank
Address	BOWLING GREEN, KY 42104

Agreement

Type	FmHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 11, 2048

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SIMPSON KY
Property Address	920 N MAIN ST, FRANKLIN, KY 42134-1306
Transaction Type	Mortgage
Record Updated	Feb 2, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00M499/353
Date	Jul 13, 2021
Book Page	M499/353
Instrument	1203658

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jun 1, 2051

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SIMPSON KY
Recording Date	Jun 29, 2022
Property Address	920 N MAIN ST, FRANKLIN, KY 42134-1306
Document Number	00D366/429
Book / Page	D366 / 429
Instrument Date	Jun 28, 2022
Instrument	1209346
Transaction Type	Transfer
Record Updated	Feb 2, 2026
Title Company	UNKNOWN, CHESTNUT TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	619 W CEDAR ST, FRANKLIN, KY 42134-1611

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 N MAIN ST, FRANKLIN, KY 42134-1306

Mortgage

Document Number	0001209347
Date	Jun 29, 2022
Instrument	1209347

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

December 2014: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SIMPSON KY
Recording Date	Dec 8, 2014
Property Address	920 N MAIN ST, FRANKLIN, KY 42134-1306
Document Number	000312/691
Book / Page	312 / 691
Instrument Date	Nov 12, 2014
Transaction Type	Transfer
Record Updated	Feb 2, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	199 ABSHER RD, PORTLAND, TN 37148-5067

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 N MAIN ST, FRANKLIN, KY 42134-1306
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Simpson County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Simpson County
Municipality	Franklin City
Unified School District	Simpson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,369.00 (-5.73%)	$270,000 (-)	$270,000 (-)
2023	$2,513.00	$270,000	$270,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 17, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	8 (2010–2025)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Feb 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Feb 2025 · 5 claims Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER WORKS serves 31,602 people · EPA ID KY1070144
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Franklin EPB Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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