920 N Main St, Bonham, TX 75418 Property Records

Fannin County property record for 920 N Main St, Bonham, TX 75418

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 4,401 sqft · built 1910
Lot Size	0.272 acres (11,874 sqft)
Owner	Individual Name on Record
Tax Bill	$7,490 (2024)
Deeds & Mortgages	Apr 2025 Mortgage Dec 2016 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`9680-008-0060-05`

Property Details

APN / Parcel Number

Primary APN	`9680-008-0060-05`
Alternative APN	`93494`

Interior

Full Baths	4.5 Baths
Building Area	4,401 sqft Living Area
1st Floor Area	2,911 sqft
2nd Floor Area	1,058 sqft
Flooring	Combination, Other
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Exterior Material	Brick
Construction Type	Wood Frame
Lot Area	11,874 sqft (0.272 acres)
Lot Dimensions	151 ft deep x 78 ft wide
Garage Type	Attached
Garage Area	330 sqft
Porch	Porch
Porch Area	624 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	9680-008-0060-05
Old Parcel Number	93494
Street Address	920 N MAIN ST
City	BONHAM
State	TX
Zip	75418-3726
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SIMPSON ADDN, BLOCK PT OF 8
Legal Subdivision	SIMPSON ADD
Legal Block	PT OF
Jurisdiction	FANNIN TX
Township / Civil Division	BONHAM
Census Block Group	2
Census Block	2026
Census Tract	950401

Owner

Source: Fannin County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	920 N MAIN ST, BONHAM, TX 75418-3726
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2025	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Dec 5, 2016	Deed of Trust, Mortgage · Conventional Mortgage NTFN INC
Jul 10, 2024	Vendor's Lien, Transfer · VA Mortgage FREEDOM MORTGAGE CORPORATION
Mar 15, 2022	Vendor's Lien, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2024
Deed Sale	Jul 10, 2024
Prior Sale	Mar 15, 2022
Deed Document Number	2024004298
Record Updated	Jun 8, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	920 N MAIN ST, BONHAM, TX 75418-3726
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 N MAIN ST, BONHAM, TX 75418-3726
Investor	Possibly a Property Investor

Mortgage

Document Number	2025002279
Date	Apr 21, 2025
Instrument	2025002279

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	920 N MAIN ST, BONHAM, TX 75418-3726
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01918/0240
Date	Dec 5, 2016
Book Page	1918/0240
Instrument	2016-6354

Lender

Name	NTFN INC
Type	Funding / Finance Company
Address	LEWISVILLE, TX 75067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2046

July 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FANNIN TX
Recording Date	Jul 10, 2024
Property Address	920 N MAIN ST, BONHAM, TX 75418-3726
Document Number	2024004298
Map Reference	VOL 248 PG 437
Instrument Date	Jul 2, 2024
Instrument	2024004298
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 N MAIN ST, BONHAM, TX 75418-3726
Investor	Possibly a Property Investor

Mortgage

Document Number	2024004299
Date	Jul 10, 2024
Instrument	2024004299

Lender

Name	FREEDOM MORTGAGE CORPORATION
Type	Subprime Lender
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2054

March 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FANNIN TX
Recording Date	Mar 15, 2022
Property Address	920 N MAIN ST, BONHAM, TX 75418-3726
Document Number	2022002067
Instrument Date	Mar 14, 2022
Instrument	2022002067
Transaction Type	Transfer
Record Updated	Mar 30, 2022
Title Company	MAIN STREET TITLE OKC LLC, MAIN STREET TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 661, BONHAM, TX 75418-0661

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 N MAIN ST, BONHAM, TX 75418-3726

Mortgage

Document Number	2022002068
Date	Mar 15, 2022
Instrument	2022002068

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Bonham City
County	Fannin County
Unified School District	Bonham Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$403,860 (+1.25%) Land $42,040 Building $361,820	$403,860 (+1.25%) Land $42,040 Building $361,820
2024	$7,490.00 (+62.16%)
2023		$398,890 Land $28,380 Building $370,510	$398,890 Land $28,380 Building $370,510
2018	$4,619.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BONHAM serves 10,746 people · EPA ID TX0740001
Water Source	Purchased surface water from NORTH TEXAS MWD - BONHAM WTP
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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