920 N Lydia St, Stephenville, TX 76401 Property Records

Erath County property record for 920 N Lydia St, Stephenville, TX 76401 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	2,559 sqft · built 1979
Lot Size	0.294 acres (12,846 sqft)
Owner	Individual Name on File
Tax Bill	$2,698 (2023)
Deeds & Mortgages	Aug 2025 Mortgage Jul 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R000034568`

Property Details

APN / Parcel Number

Primary APN	`R000034568`
Alternative APN	`R.7000.00080.00.0`

Interior

Stories	1 Story
Building Area	2,559 sqft Living Area
Gross Area	3,063 sqft
1st Floor Area	2,559 sqft

Exterior

Year Built	Built 1979
Lot Area	12,846 sqft (0.294 acres)
Garage Type	Attached
Garage Area	504 sqft
Porch	Porch
Porch Area	73 sqft

Location & Zoning

Account Number	R.7000.00080.00.0
Street Address	920 N LYDIA ST
City	STEPHENVILLE
State	TX
Zip	76401-2028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S7000 WEST OAKS ADDITION;, BLOCK 1; LOT 16 & 17 (S10 OF 17)
Legal Subdivision	WEST OAKS ADDITION
Legal Block	1
Legal Lot Number	16,17 17
Jurisdiction	ERATH TX
Township / Civil Division	STEPHENVILLE
Census Block Group	2
Census Block	2021
Census Tract	950402

Owner

Source: Erath County records · APN R000034568

Assessment roll updated September 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	920 N LYDIA ST, STEPHENVILLE, TX 76401-2028
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 01, 2025	Vendor's Lien, Transfer · Conventional Mortgage SAGE HOME LOANS CORP
Jul 11, 2022	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Sep 18, 2020	Vendor's Lien, Transfer · Conventional Mortgage PENTAGON FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 01, 2025
Deed Sale	Aug 01, 2025
Prior Sale	Sep 18, 2020
Deed Document Number	2025-04209
Record Updated	Jun 08, 2026

August 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ERATH TX
Recording Date	Aug 01, 2025
Property Address	920 N LYDIA ST, STEPHENVILLE, TX 76401-2028
Document Number	0202504209
Map Reference	VOL 406 PG 94
Instrument Date	Aug 01, 2025
Instrument	2025-04209
Transaction Type	Transfer
Record Updated	Oct 20, 2025
Title Company	N TITLE COMPANY, KING TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 N LYDIA ST, STEPHENVILLE, TX 76401-2028

Mortgage

Document Number	0202504210
Date	Aug 01, 2025
Instrument	2025-04210

Lender

Name	SAGE HOME LOANS CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 01, 2045

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERATH TX
Property Address	920 N LYDIA ST, STEPHENVILLE, TX 76401-2028
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 N LYDIA ST, STEPHENVILLE, TX 76401-2028

Mortgage

Document Number	0202204911
Date	Jul 11, 2022
Instrument	2022-04911

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jun 01, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ERATH TX
Recording Date	Sep 18, 2020
Property Address	920 N LYDIA ST, STEPHENVILLE, TX 76401-2028
Document Number	202005595
Map Reference	VOL 406 PG 94
Instrument Date	Sep 18, 2020
Instrument	2020-05595
Transaction Type	Transfer
Record Updated	Nov 11, 2021
Title Company	N TITLE COMPANY, KING TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	920 N LYDIA ST, 920, STEPHENVILLE, TX 76401-2028

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10261 W RANCHO DIEGO LN, CROWLEY, TX 76036-9437

Mortgage

Document Number	202005596
Date	Sep 18, 2020
Instrument	2020-05596

Lender

Name	PENTAGON FCU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 01, 2035

Tax Assessment & Valuation

Source: Erath County records · Assessment roll updated September 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Texas
County	Erath County
Municipality	Stephenville City
Unified School District	Stephenville Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$393,230 (+15.36%) Land $45,000 Building $348,230	$393,230 (+15.36%) Land $45,000 Building $348,230
2023	$2,698.00 (-26.76%) Senior Citizen's exemption	$340,860 Land $45,000 Building $295,860	$340,860 Land $45,000 Building $295,860
2022	$3,684.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Erath County (48143C), updated January 18, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 481439504022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 347 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Brightspeed	Fiber	2,000 / 2,000
Vyve Broadband	Cable	1,000 / 50
AMG Technology Investment Group	Fixed Wireless	500 / 100
Verizon	Fixed Wireless	300 / 20

May also be available at this address: AMG Technology Investment Group, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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