920 N Lark St, Oshkosh, WI 54902 Property Records

Winnebago County property record for 920 N Lark St, Oshkosh, WI 54902

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1976
Lot Size	0.201 acres (8,760 sqft)
Owner	Individual Name on File
Last Sale	$211,300 (Jun 2026)
Tax Bill	$3,086 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-03140000`

Property Details

APN / Parcel Number

Primary APN	`16-03140000`
Alternative APN	`916-03140000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Ranch
Exterior Material	Other
Lot Area	8,760 sqft (0.201 acres)
Lot Dimensions	120 ft deep x 73 ft wide
Garage Type	Detached
Garage Area	576 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	916-03140000
Street Address	920 N LARK ST
City	OSHKOSH
State	WI
Zip	54902-3348
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	N 24 FT OF LOT 10 ALSO ALL OF LOT 11 BLK B N W CAR & MACHINECO 1ST ADDN
Legal Subdivision	NORTHWESTERN CAR & MACHINE CO
Legal Block	B
Legal Lot Number	10,11
Jurisdiction	WINNEBAGO WI
Township / Civil Division	OSHKOSH
Census Block Group	1
Census Block	1008
Census Tract	1000

Owner

920 N Lark St is owned and occupied by an individual who bought it in June 2026.

Source: Winnebago County records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	920 N LARK ST, OSHKOSH, WI 54902-3348
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Warranty Deed, Transfer · Conventional Mortgage NATIONS LENDING CORPORATION
Aug 21, 2023	Warranty Deed, Transfer · FHA Mortgage WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2026 · Amount on File
Deed Sale	Jun 12, 2026 · Amount on File
Prior Sale	Aug 21, 2023 · Amount on File
Deed Document Number	20261969061
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO WI
Recording Date	Jun 12, 2026
Property Address	920 N LARK ST, OSHKOSH, WI 54902-3348
Document Number	0001969061
Instrument Date	Jun 8, 2026
Instrument	20261969061
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$64,023.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 N LARK ST, OSHKOSH, WI 54902-3348

Mortgage

Document Number	0001969062,
Date	Jun 12, 2026
Instrument	20261969062

Lender

Name	NATIONS LENDING CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO WI
Recording Date	Aug 21, 2023
Property Address	920 N LARK ST, OSHKOSH, WI 54902-3348
Document Number	0001908855
Instrument Date	Aug 17, 2023
Instrument	1908855
Transaction Type	Transfer
Record Updated	Sep 11, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$510.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001908856
Date	Aug 21, 2023
Instrument	1908856

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 920 N Lark St was $3,086, down 4% from the year before.

Source: Winnebago County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Winnebago County
Municipality	Oshkosh City
Unified School District	Oshkosh Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,086.00 (-4.01%)	$171,900 (-) Land $32,500 Building $139,400
2024	$3,215.00 (+1.52%)	$171,900 (+59.17%) Land $32,500 Building $139,400
2023	$3,167.00 (-9.33%) Homeowner's exemption	$108,000 (-) Land $25,900 Building $82,100	$156,062 Land $37,426 Building $118,636
2022	$3,493.00 (+3.31%)	$108,000 (-) Land $25,900 Building $82,100
2021	$3,381.00	$108,000 Land $25,900 Building $82,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 920 N Lark St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	13 (2004–2012)
Claims Outside the SFHA	3 of 13
Most Recent Claim	May 2012 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 7 claims Severe Storms And Flooding, Jun 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 920 N Lark St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSHKOSH WATERWORKS serves 63,000 people · EPA ID WI4710457
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Bertram Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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