920 N Commercial Ave, Saint Clair, MO 63077 Property Records

Franklin County property record for 920 N Commercial Ave, Saint Clair, MO 63077

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	4,000 sqft · built 1933
Lot Size	0.9 acres (39,204 sqft)
Owner	Company Name on Record
Tax Bill	$5,954 (2025)
Deeds & Mortgages	Jan 2020 Sale Dec 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-7-25.0-3-099-084.000`

Property Details

APN / Parcel Number

Primary APN	`22-7-25.0-3-099-084.000`

Interior

Building Area	4,000 sqft

Exterior

Year Built	Built 1933
Lot Area	39,204 sqft (0.9 acres)

Location & Zoning

Street Address	920 N COMMERCIAL AVE
City	SAINT CLAIR
State	MO
Zip	63077-1153
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	COMMERCIAL LAND & BUILDINGPT NE SW, E OF COMMERCIAL AVE,W OF N MAIN ST
Legal Range	01W
Legal Township	42
Legal Section	25
Legal Quarter	SW
Legal Block	99
Jurisdiction	FRANKLIN MO
Township / Civil Division	CENTRAL
Census Block Group	2
Census Block	2025
Census Tract	800904

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	317 LAKE SIDE VIEW LN, SAINT PETERS, MO 63376-2293
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2020	Warranty Deed, Transfer FRANKLIN COUNTY TITLE
Dec 11, 2019	Quit Claim Deed, Transfer FRANKLIN COUNTY TITLE
Jan 5, 2018	Warranty Deed, Subdivision Related Transfer GRATZER BROTHERS DEV LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2018
Deed Sale	Jan 5, 2018
Deed Document Number	0000000221
Last Transfer Date	Jan 14, 2020
Transfer Doc	0000000649
Record Updated	Jun 8, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Jan 14, 2020
Property Address	920 N COMMERCIAL AVE, SAINT CLAIR, MO 63077-1166
Document Number	0000000649
Instrument Date	Jan 14, 2020
Instrument	649
Transaction Type	Transfer
Record Updated	Jan 27, 2020
Title Company	FRANKLIN COUNTY TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	317 LAKE SIDE VIEW LN ST PETERS MO 633762293, ST PETERS, MO 63376-2293

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MO
Recording Date	Dec 11, 2019
Property Address	920 N COMMERCIAL AVE, SAINT CLAIR, MO 63077-1166
Document Number	0000017076
Instrument Date	Dec 10, 2019
Instrument	17076
Transaction Type	Transfer
Record Updated	Dec 30, 2019
Title Company	FRANKLIN COUNTY TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	920 N COMMERCIAL AVE ST CLAIR MO 630771166, ST CLAIR, MO 63077-1166

January 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Jan 5, 2018
Property Address	920 N COMMERCIAL AVE, SAINT CLAIR, MO 63077-1166
Document Number	0000000221
Instrument Date	Jan 4, 2018
Instrument	221
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 9, 2018
Title Company	FRANKLIN COUNTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	303 MAGNOLIA VALLEY DR O FALLON MO 633667754, O FALLON, MO 63366-7754

Mortgage

Document Number	222
Date	Jan 5, 2018
Instrument	222

Lender

Name	GRATZER BROTHERS DEV LLC
Address	569 LIGHT LN, ST CLAIR, MO 63077-2508

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	St. Clair City
Unified School District	St. Clair R-XIII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,954.00 (+7.07%)	$82,515 (-0.44%)	$257,860 (-0.44%) Land $89,110 Building $168,750
2023	$5,561.00 (+7.27%)	$82,880	$259,000 Land $89,110 Building $169,890
2022	$5,184.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CLAIR PWS serves 4,700 people · EPA ID MO6010708
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: T-Mobile.

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