920 N 3rd St, Ponca City, OK 74601 Property Records

Kay County property record for 920 N 3rd St, Ponca City, OK 74601

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,293 sqft · built 1940
Lot Size0.161 acres (7,013 sqft)
Owner2 Individual Names on Record
Last Sale$30,000 (Sep 2012)
Tax Bill$511 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN10437

Property Details

APN / Parcel Number

Primary APN10437
Alternative APN
  • 1440-00-013-013-0-000-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,293 sqft Living Area
1st Floor Area1,287 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,013 sqft (0.161 acres)
Lot Dimensions140 ft deep x 50 ft wide
Garage TypeDetached
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area178 sqft
Shed1 Shed
Shed Area60 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number10437
Street Address920 N 3RD ST
CityPONCA CITY
StateOK
Zip74601-3341
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionP C - WETZEL ADD BLK 13 LOTS 13-14
Legal Range02E
Legal Township26N
Legal Section22
Legal SubdivisionWETZEL
Legal Block13
Legal Lot Number13,14
JurisdictionKAY OK
Township / Civil DivisionPONCA CITY
Census Block Group2
Census Block2033
Census Tract100

Owner

Source: Kay County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address513 GREENBRIAR RD, PONCA CITY, OK 74601-1644
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 21, 2012 · Amount on Record
Deed SaleSep 21, 2012 · Amount on Record
Prior SaleFeb 24, 1998 · Amount on Record
Deed Document Number201210108
Deed Book / Page1584 / 171
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKAY OK
Property Address920 N 3RD ST, PONCA CITY, OK 74601-3341
Transaction TypeMortgage
Record UpdatedFeb 18, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address513 GREENBRIAR RD, PONCA CITY, OK 74601-1644

Mortgage

Document NumberI2026000815
DateFeb 6, 2026
Book Page2024/752
InstrumentI-2026-000815
Lender
NameRCB BANK
TypeBank
Address2901 N 14TH ST, PONCA CITY, OK 74601
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term120 Months
DueFeb 9, 2036
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Kay County assessment roll, as of January 16, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyKay County
MunicipalityPonca City
Unified School DistrictPonca City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,608 (+5%) Land $539 Building $5,069$50,982 (-4.49%) Land $4,900 Building $46,082
2025$511.00 (+6.02%)$5,341 (+4.99%) Land $539 Building $4,802$53,381 (-3.43%) Land $4,900 Building $48,481
2024$482.00 (+3.21%)$5,087 (+4.99%) Land $539 Building $4,548$55,278 (+12.06%) Land $4,900 Building $50,378
2023$467.00$4,845 Land $539 Building $4,306$49,331 Land $4,900 Building $44,431

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims5 (1985–2002)
Claims Outside the SFHA1 of 5
Most Recent ClaimJun 2002 · other causes
Claims by Event
  • Severe Storms & Flooding, May 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKAY CO RWD #3
serves 1,000 people · EPA ID OK3003602
Water SourcePurchased surface water from PONCA CITY MUN WATER
Last State InspectionOct 2022
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ponca City Utility Authority
Fiber
1,000 / 1,000
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, Chisholm Broadband, Nextlink.

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