920 N 20th St, Waco, TX 76707 Property Records

McLennan County property record for 920 N 20th St, Waco, TX 76707 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1935
Square Footage1,278 sqft Living Area
Lot Size8,250 sqft (0.189 acres)
OccupancyOwner Occupied
Tax Bill$2,583.00 (2024)

Property Details

APN / Parcel Number

Primary APN480038000049003
Alternative APNs
  • 4800380000490030111
  • 163901

Interior

Bedrooms3 Beds
Full Baths1 Baths
Total Rooms7 Rooms
Building Area1,278 sqft Living Area
1st Floor1,278 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
FireplaceFireplace
Fireplaces1 Fireplaces
Security AlarmSecurity Alarm

Exterior

Year BuiltBuilt 1935
Exterior MaterialWood Exterior
Foundation TypePier/Post & Beam Foundation
Roof MaterialComposition Shingle Roof
Lot Area8,250 sqft (0.189 acres)
Depth X Width165 ft x 50 ft Depth x Width
Driveway1 Driveway
Driveway Area300 sqft Driveway

Exterior Amenities

FenceFence
Patio Area144 sqft Patio
PorchCovered Porch
Porch Area172 sqft Porch
Storage Building320 sqft Storage Building

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number163901
Old Parcel Number4800380000490030111
Street Address920 N 20TH ST
CityWACO
StateTX
Zip76707-2924
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBELMONT LOT 10 BLOCK 4 ACRES .1894
Legal SubdivisionBELMONT
Legal Block4
Legal Lot Number10
JurisdictionMCLENNAN TX
Minor Civil DivisionWACO
Census Blockgroup3
Census Block3012
Census Tract700

Owner

Source: McLennan County records · APN 480038000049003

Assessment roll updated August 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address920 N 20TH ST, WACO, TX 76707-2924
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2022Vendor's Lien, Transfer · Federal Housing Administration (FHA) Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 07, 2018Deed of Trust, Mortgage · Commercial Mortgage
CENTRAL NATIONAL BANK
Jan 14, 2020Deed of Trust, Mortgage · Line of Credit
CENTRAL NATIONAL BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 21, 2022
Deed SaleSep 21, 2022
Prior SaleJan 05, 2016
Deed Doc Number2022037933
Record RefreshedJun 08, 2026

September 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMCLENNAN TX
Recording DateSep 21, 2022
Property Address920 N 20TH ST, WACO, TX 76707-2924
Document Number0000037933
Map ReferenceVOL 77 PG 440
Instrument DateSep 20, 2022
Instrument2022037933
Transaction TypeTransfer
Record UpdatedSep 30, 2022
Title CompanyNOT AVAILABLE, TEXAS TITLE

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address920 N 20TH ST, 920, WACO, TX 76707-2924

Transferred To (Grantee/Buyer)

NameVerified Name
Address920 N 20TH ST, WACO, TX 76707-2924

Mortgage

Document Number0000037934
DateSep 21, 2022
Instrument2022037934
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Special NotesLender is also the Seller
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2052

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address920 N 20TH ST, WACO, TX 76707-2924
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007370
DateMar 07, 2018
Instrument2018007370
Lender
NameCENTRAL NATIONAL BANK
TypeSubprime Lender
AddressWACO, TX 76710
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address920 N 20TH ST, WACO, TX 76707-2924
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001425
DateJan 14, 2020
Instrument2020001425
Lender
NameCENTRAL NATIONAL BANK
TypeSubprime Lender
AddressWACO, TX 76710
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: McLennan County records · Assessment roll updated August 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictWaco Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$177,000 (+9.6%) Land $24,590 Building $152,410$177,000 (+9.6%) Land $24,590 Building $152,410
2024$2,583.00 (+14.24%)
2023$161,500 Land $24,590 Building $136,910$161,500 Land $24,590 Building $136,910
2022$2,261.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McLennan County (48309C), updated June 9, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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