920 Mystic Dr, Grants Pass, OR 97527 Property Records

Josephine County property record for 920 Mystic Dr, Grants Pass, OR 97527

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,980 sqft · built 1988
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Trust Names on File
Tax Bill	$4,514 (2025)
Deeds & Mortgages	Dec 2022 Reverse Mortgage Sep 2022 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`36-05-20-AC-003020`

Property Details

APN / Parcel Number

Primary APN	`36-05-20-AC-003020`
Alternative APNs	`360520AC00302000` `R333842`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,980 sqft Living Area
Gross Area	2,443 sqft
1st Floor Area	1,980 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1999
Exterior Material	Wood Siding
Roof Material	Other
Lot Area	4,792 sqft (0.11 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	463 sqft
Parking Spaces	2 Parking Spaces
Deck Area	330 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	R333842
Street Address	920 MYSTIC DR
City	GRANTS PASS
State	OR
Zip	97527-4970
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-12
Legal Description	ROGUE TERRACE PUD PH 1 & 2, LOT 17, ACRES 0.11
Legal Range	05W
Legal Township	36S
Legal Section	20
Legal Subdivision	ROGUE TERRACE PUD PH 1 & 2
Legal Phase	1
Legal Lot Number	17
Jurisdiction	JOSEPHINE OR
Township / Civil Division	GRANTS PASS
Census Block Group	3
Census Block	3008
Census Tract	361201

Owner

920 Mystic Dr is owner-occupied and held in a trust since September 2022.

Source: Josephine County records, as of August 21, 2026

Owner of Record	2 Trust Names on File
Mailing Address	920 MYSTIC DR, GRANTS PASS, OR 97527-4970
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2022	Deed of Trust, Mortgage · Reverse Mortgage PHH MORTGAGE SERVICES CORP
Sep 13, 2022	Intrafamily Transfer, Transfer · FHA Mortgage PHH MORTGAGE SERVICES CORP
Jul 24, 2019	Deed of Trust, Mortgage · Line of Credit MERCHANTS BANK OF INDIANA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2022
Deed Sale	Sep 13, 2022
Prior Sale	Dec 15, 2011 · Amount on File
Deed Document Number	202211707
Prior Transfer Date	Aug 26, 2022
Prior Transfer Doc	0000011707
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOSEPHINE OR
Property Address	920 MYSTIC DR, GRANTS PASS, OR 97527-4970
Transaction Type	Mortgage
Record Updated	Apr 17, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 MYSTIC DR, GRANTS PASS, OR 97527-4970

Mortgage

Document Number	0000015020
Date	Dec 15, 2022
Instrument	2022-015020

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.35%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Max Rate	10.3%

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JOSEPHINE OR
Recording Date	Sep 13, 2022
Property Address	920 MYSTIC DR, GRANTS PASS, OR 97527-4970
Document Number	0000011707
Map Reference	VOL 8 PG 293
Instrument Date	Sep 8, 2022
Instrument	2022-011707
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	920 MYSTIC DR, GRANTS PASS, OR 97527-4970

Mortgage

Document Number	0000011709
Date	Sep 13, 2022
Instrument	2022-011709

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Index	6-Month T-Bill

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOSEPHINE OR
Property Address	920 MYSTIC DR, GRANTS PASS, OR 97527-4970
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008819
Date	Jul 24, 2019
Instrument	2019-008819

Lender

Name	MERCHANTS BANK OF INDIANA
Type	Bank
Address	CARMEL, IN 46032

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 21, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 920 Mystic Dr was $4,514, up 3% from the year before.

Source: Josephine County assessment roll, as of October 29, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Josephine County
Municipality	Grants Pass City
Unified School District	Three Rivers School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,514.00 (+2.99%)	$358,990 (+3%)	$513,710 (+2.64%) Land $195,890 Building $317,820
2024	$4,383.00 (+2.98%)	$348,540 (+3%)	$500,490 (+1.01%) Land $207,240 Building $293,250
2023	$4,256.00 (+2.58%)	$338,390 (+3%)	$495,470 (+7.82%) Land $193,960 Building $301,510
2022	$4,149.00	$328,540	$459,540 Land $198,010 Building $261,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 920 Mystic Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 920 Mystic Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.7% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GRANTS PASS serves 37,138 people · EPA ID OR4100342
Water Source	Surface water
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	31 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hunter Communications Fiber	2,500 / 2,500
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Webformix Fixed Wireless	200 / 20

May also be available: CenturyLink, Verizon.

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