920 Monteray Dr, Corolla, NC 27927 Property Records

Currituck County property record for 920 Monteray Dr, Corolla, NC 27927

Property Summary

Property TypeSingle Family Home
Details5 bd · 6 ba · 3,326 sqft · built 1994
OwnerCompany Name on Record
Last Sale$1,410,000 (Sep 2025)
Tax Bill$5,399 (2025)
Deeds & MortgagesSep 2025 Sale & Mortgage
May 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN9935-59-9122

Property Details

APN / Parcel Number

Primary APN9935-59-9122
Alternative APNs
  • 115C00001090000
  • 000159239
  • 9935-59

Interior

Bedrooms5 Beds
Full Baths6 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,326 sqft Living Area

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 2011
Architectural StyleContemporary
Exterior MaterialOther
Construction TypeFrame
Foundation TypePile

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
Pool Area300 sqft
PorchPorch
Porch Area1,068 sqft
Patio Area1,068 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number000159239
Street Address920 MONTERAY DR
CityCOROLLA
StateNC
Zip27927
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 109 MONTERAY SHORES
Legal SubdivisionMONTERAY SHORES
Legal Lot Number109
JurisdictionCURRITUCK NC
Township / Civil DivisionPOPLAR BRANCH
Census Block Group1
Census Block1080
Census Tract110101

Owner

Source: Currituck County records, as of November 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address5065 37TH ST N, ARLINGTON, VA 22207-1822
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Sep 25, 2025Warranty Deed, Transfer · Conventional Mortgage
FIRST HERITAGE MORTGAGE LLC
May 11, 2021Warranty Deed, Transfer · Conventional Mortgage
US BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 25, 2025 · Amount on Record
Deed SaleSep 25, 2025 · Amount on Record
Prior SaleMay 11, 2021 · Amount on Record
Deed Document Number397974
Deed Book / Page1825 / 205
Record UpdatedJun 8, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCURRITUCK NC
Recording DateSep 25, 2025
Property Address920 MONTERAY DR, COROLLA, NC 27927
Document Number0018250205
Book / Page1825 / 205
Map ReferenceCAB B PG 377
Instrument DateSep 25, 2025
Instrument397974
Transaction TypeTransfer
Record UpdatedOct 7, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,820.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5065 37TH ST N, ARLINGTON, VA 22207-1822

Mortgage

Document Number0000397975
DateSep 25, 2025
Instrument397975
Lender
NameFIRST HERITAGE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2055

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCURRITUCK NC
Recording DateMay 11, 2021
Property Address920 MONTERAY DR, COROLLA, NC 27927
Document Number0016220412
Book / Page1622 / 412
Map ReferenceCAB B PG 377
Instrument DateMay 6, 2021
Instrument364268
Transaction TypeTransfer
Record UpdatedFeb 20, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$11,580.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address14270 TRAILWIND RD, POWAY, CA 92064-2358

Mortgage

Document Number0000364269
DateMay 11, 2021
Instrument364269
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

Tax Assessment & Valuation

Source: Currituck County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCurrituck County
Unified School DistrictCurrituck County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,399.00 (-0.02%)$678,500 (-) Land $200,000 Building $478,500
2024$5,400.00 (+21.87%)$678,500 (+9.26%) Land $200,000 Building $478,500
2023$4,431.00 (+19.43%)$621,000 (-) Land $200,000 Building $421,000$621,000 (-) Land $200,000 Building $421,000
2022$3,710.00$621,000 Land $200,000 Building $421,000$621,000 (-8.47%) Land $200,000 Building $421,000
2021$678,500 Land $200,000 Building $478,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 1,596 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1,634 units insured
incl. 38 condo units
Nearby Flood Claims390 (1989–2026)
Claims Outside the SFHA313 of 390
Most Recent ClaimJan 2026 · rainfall accumulation
Claims by Event
  • Hurricane Dorian, Sep 2019 · 18 claims
  • Hurricane Matthew, Oct 2016 · 64 claims
  • Hurricane Irene, Aug 2011 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHERN OUTER BANKS WTR SYST
serves 8,209 people · EPA ID NC6027001
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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