920 Millcreek Cir, Elgin, IL 60123 Property Records

Kane County property record for 920 Millcreek Cir, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,449 sqft · built 1993
OwnerIndividual Name on Record
Last Sale$177,000 (Sep 2009)
Tax Bill$5,819 (2025)
Flood ZoneZone X (minimal risk)
APN06-09-127-067

Property Details

APN / Parcel Number

Primary APN06-09-127-067

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area1,449 sqft Living Area
Gross Area1,904 sqft
Basement Area455 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Construction TypeFrame
Lot Width28 ft Width
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address920 MILLCREEK CIR
CityELGIN
StateIL
Zip60123-2327
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMILLCREEK SUB THE EASTERLY 27.98 FT OF LOT 19 BEING A RE-SUB OF LOT 451 OF VALLEY CREEK UNIT 11
Legal SubdivisionMILLCREEK SUB
Legal Block2
Legal Lot Number19,45
Legal Unit11
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2004
Census Tract851910

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address920 MILLCREEK CIR, ELGIN, IL 60123-2327
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 3, 2009 · Amount on Record
Deed SaleSep 3, 2009 · Amount on Record
Prior SaleJul 25, 2005 · Amount on Record
Deed Document Number200967379
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,819.00 (+15.82%) Homeowner's exemption$84,275 (+8.57%) Land $17,972 Building $66,303$252,926 (+8.57%) Land $53,938 Building $198,989
2024$77,622 (+21.4%) Land $16,553 Building $61,069$232,959 (+21.44%) Land $49,679 Building $183,280
2022$5,024.00 (+4.71%) Homeowner's exemption$63,941 (+6.96%) Land $13,635 Building $50,306$191,823 (+6.96%) Land $40,905 Building $150,918
2021$4,798.00 Homeowner's exemption$59,781 Land $12,748 Building $47,033$179,343 Land $38,244 Building $141,099

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Fox Valley Internet.

Nearby Properties on Millcreek Cir

Nearby Streets

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