920 Merz St, Dubuque, IA 52001 Property Records

Dubuque County property record for 920 Merz St, Dubuque, IA 52001

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 907 sqft · built 1900
Lot Size	0.145 acres (6,345 sqft)
Owner	Individual Name on Record
Last Sale	$126,500 (Apr 2024)
Tax Bill	$1,172 (2024)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Apr 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-13-434-016`

Property Details

APN / Parcel Number

Primary APN	`10-13-434-016`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	907 sqft Living Area
1st Floor Area	408 sqft
Attic Area	294 sqft
Basement Area	300 sqft
Finished Basement	144 sqft
Game Room	Game Room

Exterior

Year Built	Built 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood Frame
Lot Area	6,345 sqft (0.145 acres)
Lot Dimensions	135 ft deep x 47 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	920 MERZ ST
City	DUBUQUE
State	IA
Zip	52001-2034
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	LOT 21 A STINES SUB
Legal Subdivision	AUDUBON
Legal Lot Number	21
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	2
Census Block	2020
Census Tract	400

Owner

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	920 MERZ ST, DUBUQUE, IA 52001-2034
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2024	Warranty Deed, Transfer · Conventional Mortgage DUPACO COMMUNITY CU
Apr 16, 2019	Deed of Trust, Mortgage · Line of Credit DUTRAC COMMUNITY CU
Dec 7, 2021	Warranty Deed, Transfer · Conventional Mortgage DUPACO COMMUNITY CU
Aug 26, 2019	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2024 · Amount on Record
Deed Sale	Apr 11, 2024 · Amount on Record
Prior Sale	Dec 7, 2021 · Amount on Record
Deed Document Number	2024-00003006
Record Updated	Jun 7, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Apr 11, 2024
Property Address	920 MERZ ST, DUBUQUE, IA 52001-2034
Document Number	0000003006
Instrument Date	Apr 11, 2024
Instrument	2024-00003006
Transaction Type	Transfer
Record Updated	May 15, 2024

Transaction

Amount	Amount Recorded
Tax	$201.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 MERZ ST, DUBUQUE, IA 52001-2034

Mortgage

Document Number	0000003007
Date	Apr 11, 2024
Instrument	2024-00003007

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2054

Mortgage

Document Number	0000003007
Date	Apr 11, 2024
Instrument	2024-00003007

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	3999 PENNSYLVANIA AVE, DUBUQUE, IA 52002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2054

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	920 MERZ ST, DUBUQUE, IA 52001-2034
Transaction Type	Mortgage
Record Updated	Dec 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003684
Date	Apr 16, 2019
Instrument	2019-00003684

Lender

Name	DUTRAC COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52004

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 15, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Dec 7, 2021
Property Address	920 MERZ ST, DUBUQUE, IA 52001-2034
Document Number	0000019888
Instrument Date	Nov 19, 2021
Instrument	2021-00019888
Transaction Type	Transfer
Record Updated	Dec 20, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$111.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	920 MERZ ST, DUBUQUE, IA 52001-2034

Mortgage

Document Number	0000019889
Date	Dec 7, 2021
Instrument	2021-00019889

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DUBUQUE IA
Recording Date	Aug 26, 2019
Property Address	920 MERZ ST, DUBUQUE, IA 52001-2034
Document Number	0000009794
Instrument Date	Aug 23, 2019
Instrument	9794
Transaction Type	Transfer
Record Updated	Nov 18, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$88.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 MERZ ST DUBUQUE IA 520012034, DUBUQUE, IA 52001-2034

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$124,800 (+53.13%) Land $23,100 Building $101,700	$124,800 (+53.13%) Land $23,100 Building $101,700
2024	$1,172.00 (+4.64%)
2023		$81,500 (+25.38%) Land $20,500 Building $61,000	$81,500 (+25.38%) Land $20,500 Building $61,000
2022	$1,120.00	$65,000 Land $15,370 Building $49,630
2021			$65,000 Land $15,370 Building $49,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Comelec Internet Services, Nextlink, Verizon.

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