920 Liberty St, Algonac, MI 48001 Property Records

St. Clair County property record for 920 Liberty St, Algonac, MI 48001

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,120 sqft
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$191,000 (Jan 2024)
Tax Bill	$3,226 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Jan 2024 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`74-01-113-0075-000`

Property Details

APN / Parcel Number

Primary APN	`74-01-113-0075-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft

Exterior

Architectural Style	Ranch
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	121 ft deep x 50 ft wide
Garage Area	800 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	920 LIBERTY ST
City	ALGONAC
State	MI
Zip	48001-1276
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	NW'LY 50' OF LOT 72 ASSESSOR'S REPLAT OF LOTS 51 TO 60 INCL AND A PART OF LOT 50 ALGONAC ASSESSOR'S PLAT
Legal Subdivision	ASSESSORS REP OF ALGONA
Legal Lot Number	72,51
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ALGONAC
Census Block Group	3
Census Block	3007
Census Tract	649000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	920 LIBERTY ST, ALGONAC, MI 48001-1276
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2024	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Jan 29, 2024	Warranty Deed, Transfer
Oct 12, 2020	Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2024 · Amount on Record
Deed Sale	Jan 29, 2024 · Amount on Record
Prior Sale	Oct 12, 2020 · Amount on Record
Deed Document Number	20241633
Deed Book / Page	5686 / 931
Prior Transfer Date	Aug 4, 2008
Prior Transfer Doc	0038670406
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	920 LIBERTY ST, ALGONAC, MI 48001-1276
Transaction Type	Mortgage
Record Updated	Jan 26, 2024
Title Company	EVONS TITLE, DEVON TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59079 MARY LN, WASHINGTON, MI 48094-3945

Mortgage

Document Number	0005680530
Date	Jan 2, 2024
Book Page	5680/530
Instrument	2024000114

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jan 29, 2024
Property Address	920 LIBERTY ST, ALGONAC, MI 48001-1276
Document Number	0005686931
Book / Page	5686 / 931
Map Reference	LB 60 PG 8
Instrument Date	Dec 19, 2023
Instrument	2024001633
Transaction Type	Transfer
Record Updated	Mar 20, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	920 LIBERTY ST, ALGONAC, MI 48001-1276

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59079 MARY LN, WASHINGTON, MI 48094-3945

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Oct 12, 2020
Property Address	920 LIBERTY ST, ALGONAC, MI 48001-1276
Document Number	0005254938
Book / Page	5254 / 938
Map Reference	LB 60 PG 8
Instrument Date	Sep 24, 2020
Instrument	2020025152
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$1,132.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	920 LIBERTY ST, 920, ALGONAC, MI 48001-1276

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20713 KENMARE DR, MACOMB, MI 48044-6348
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Algonac City
County	St. Clair County
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$85,200 (+3.02%)	$170,400 (+3.02%)
2025	$3,226.00 (+2.02%) Homeowner's exemption	$82,700 (+15.34%)
2024	$3,162.00 (+24.93%)		$165,400 (+15.34%)
2023		$71,700
2022	$2,531.00		$143,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	1 (2000)
Most Recent Claim	Aug 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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