920 Letts Rd, Oakland, MI 48363 Property Records

Oakland County property record for 920 Letts Rd, Oakland, MI 48363

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,466 sqft · built 1995
Lot Size	3.48 acres (151,589 sqft)
Owner	2 Individual Names on Record
Last Sale	$535,000 (Aug 2021)
Tax Bill	$4,212 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`N-10-11-400-016`

Property Details

APN / Parcel Number

Primary APN	`N-10-11-400-016`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,466 sqft Living Area
1st Floor Area	1,796 sqft
Basement Area	1,783 sqft
Unfinished Basement	1,783 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Foundation Type	Raised
Roof Type	Hip
Lot Area	151,589 sqft (3.48 acres)
Terrain	Rolling
Garage Area	724 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	314 sqft
Patio Area	238 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	920 LETTS RD
City	OAKLAND
State	MI
Zip	48363-2048
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SI
Legal Description	T4N, R11E, SEC 11 PART OF SE 1/4 BEG AT PT DIST N 1814.33 FT FROM SE SEC COR, TH N 325 FT, TH N 88-24-30 W 466.90 FT, TH S 325 FT, TH S 88-24-30 E 466.90 FT TO BEG 3.48 A 11-16-92 FR 014
Legal Range	11E
Legal Township	04N
Legal Section	11
Jurisdiction	OAKLAND MI
Township / Civil Division	OAKLAND
Census Block Group	3
Census Block	3004
Census Tract	190200

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	920 LETTS RD, OAKLAND, MI 48363-2048
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2021 · Amount on Record
Deed Sale	Aug 13, 2021 · Amount on Record
Deed Document Number	2021198912
Deed Book / Page	56699 / 273
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Aug 13, 2021
Property Address	920 LETTS RD, OAKLAND, MI 48363-2048
Document Number	0000198912
Book / Page	56699 / 273
Instrument Date	Aug 11, 2021
Instrument	198912
Transaction Type	Transfer
Record Updated	Aug 26, 2021
Title Company	TITLE ONE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,601.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	920 LETTS RD, 920, OAKLAND, MI 48363-2048

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	920 LETTS RD, OAKLAND, MI 48363-2048

Mortgage

Document Number	0000211518
Date	Aug 31, 2021
Book Page	56781/471
Instrument	211518

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2041

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Oakland Charter Township
Unified School District	Rochester Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,212.00 (-33.03%) Homeowner's exemption	$286,020 (+15.79%)	$572,040 (+15.79%)
2024	$6,289.00 (+68.61%)
2023		$247,010	$494,020
2021	$3,730.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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