920 Lake Point Rd, Eclectic, AL 36024 Property Records

Elmore County property record for 920 Lake Point Rd, Eclectic, AL 36024

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,539 sqft · built 2017
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,000 (Apr 2026)
Tax Bill	$482 (2026)
Deeds & Mortgages	Dec 2020 Mortgage Apr 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-05-22-0-000-003.008`

Property Details

APN / Parcel Number

Primary APN	`06-05-22-0-000-003.008`
Alternative APN	`A10600170`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Building Area	1,539 sqft Living Area
1st Floor Area	1,539 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Other
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	217,800 sqft (5 acres)
Porch	Slab
Porch Area	334 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	920 LAKE POINT RD
City	ECLECTIC
State	AL
Zip	36024-3049
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 22 HILYER MONK PLAT 19/20
Legal Range	20E
Legal Township	20N
Legal Section	22
Legal Subdivision	HILYER MONK PLAT
Legal Lot Number	22
Jurisdiction	ELMORE AL
Township / Civil Division	ECLECTIC
Census Block Group	2
Census Block	2047
Census Tract	30300

Owner

Source: Elmore County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	920 LAKE POINT RD, ECLECTIC, AL 36024-3049
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Apr 21, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST FEDERAL BANK
Jun 18, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2026 · Amount on Record
Deed Sale	Apr 21, 2026 · Amount on Record
Prior Sale	Jun 18, 2018 · Amount on Record
Deed Document Number	2026
Deed Book / Page	2026 / 23431
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELMORE AL
Property Address	920 LAKE POINT RD, ECLECTIC, AL 36024-3049
Transaction Type	Mortgage
Record Updated	May 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 LAKE POINT RD, ECLECTIC, AL 36024-3049

Mortgage

Document Number	2020/96974
Date	Dec 29, 2020
Book Page	2020/96974

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2041

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELMORE AL
Recording Date	Apr 21, 2026
Property Address	920 LAKE POINT RD, ECLECTIC, AL 36024-3049
Document Number	2026023431
Book / Page	2026 / 23431
Instrument Date	Apr 17, 2026
Transaction Type	Transfer
Record Updated	May 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$31,815.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	920 LAKE POINT RD, ECLECTIC, AL 36024-3049
Investor	Possibly a Property Investor

Mortgage

Document Number	2026023435,
Date	Apr 21, 2026
Book Page	2026/23435

Lender

Name	FIRST FEDERAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELMORE AL
Recording Date	Jun 18, 2018
Property Address	920 LAKE POINT RD, ECLECTIC, AL 36024-3049
Document Number	2018/27887
Book / Page	2018 / 27887
Map Reference	PL 19 PG 20
Instrument Date	Jun 15, 2018
Transaction Type	Transfer
Record Updated	Mar 3, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3793 COOSA COUNTY ROAD 67, 3793, EQUALITY, AL 36026-5105

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 LAKE POINT RD, ECLECTIC, AL 36024-3049

Tax Assessment & Valuation

Source: Elmore County assessment roll, as of March 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Elmore County
Unified School District	Elmore County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$482.00 (-1.03%)
2025	$487.00 (-0.81%)	$19,200 (-0.83%)	$191,900 (-0.88%) Land $33,000 Building $158,900
2024	$491.00 (-0.81%)	$19,360 (-50.44%)	$193,600 (-0.87%) Land $33,000 Building $160,600
2023	$495.00 (+27.25%)	$39,060 (+27.9%) Land $6,600 Building $32,460	$195,300 (+27.9%) Land $33,000 Building $162,300
2022	$389.00	$30,540 Land $6,600 Building $23,940	$152,700 Land $33,000 Building $119,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 86% of Alabama
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ELMORE WATER & SEWER AUTHORITY serves 39,798 people · EPA ID AL0000547
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: C Spire Wireless.

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