920 Kimberly Cir, Oberlin, OH 44074 Property Records

Lorain County property record for 920 Kimberly Cir, Oberlin, OH 44074

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,444 sqft · built 1961
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Oct 2022)
Tax Bill	$2,936 (2025)
Deeds & Mortgages	Jun 2025 Mortgage Oct 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-00-088-104-025`

Property Details

APN / Parcel Number

Primary APN	`09-00-088-104-025`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,444 sqft Living Area
1st Floor Area	1,044 sqft
2nd Floor Area	36 sqft
Family Room	Family Room
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	125 ft deep x 72 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	24 sqft
Patio Area	216 sqft
Canopy	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	920 KIMBERLY CIR
City	OBERLIN
State	OH
Zip	44074-1348
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLOW BROOK FARM 75 X 125
Legal Subdivision	WILLOW BROOK FARM FRNT
Legal Block	104
Legal Lot Number	71
Jurisdiction	LORAIN OH
Township / Civil Division	OBERLIN
Census Block Group	3
Census Block	3004
Census Tract	60100

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	920 KIMBERLY CIR, OBERLIN, OH 44074-1348
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 7, 2022	Survivorship Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 2, 2022	Special Warranty Deed, Transfer
Mar 2, 2021	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2022 · Amount on Record
Deed Sale	Oct 7, 2022 · Amount on Record
Prior Sale	Mar 2, 2022 · Amount on Record
Deed Document Number	2022006467
Record Updated	Sep 20, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	920 KIMBERLY CIR, OBERLIN, OH 44074-1348
Transaction Type	Mortgage
Record Updated	Jun 2, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 KIMBERLY CIR, OBERLIN, OH 44074-1348

Mortgage

Document Number	0000057150
Date	Jun 24, 2025
Instrument	2025-0057150

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	328 Months
Due	Oct 1, 2052

October 2022: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LORAIN OH
Recording Date	Oct 7, 2022
Property Address	920 KIMBERLY CIR, OBERLIN, OH 44074-1348
Document Number	0000894265
Map Reference	VOL 22 PG 53
Instrument Date	Sep 12, 2022
Instrument	2022-0894265
Transaction Type	Transfer
Record Updated	Oct 17, 2022
Title Company	NORTHERN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	920 KIMBERLY CIR, OBERLIN, OH 44074-1348

Mortgage

Document Number	0000894266
Date	Oct 7, 2022
Instrument	2022-0894266

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

March 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Mar 2, 2022
Property Address	920 KIMBERLY CIR, OBERLIN, OH 44074-1348
Document Number	0000865074
Map Reference	VOL 22 PG 53
Instrument Date	Feb 12, 2022
Instrument	2022-0865074
Transaction Type	Transfer
Record Updated	Mar 10, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12700 LAKE AVE APT 1104, 1104, LAKEWOOD, OH 44107-1530

March 2021: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	LORAIN OH
Recording Date	Mar 2, 2021
Property Address	920 KIMBERLY CIR, OBERLIN, OH 44074-1348
Document Number	0000805432
Map Reference	VOL 22 PG 53
Instrument Date	Jan 28, 2021
Instrument	2021-0805432
Transaction Type	Foreclosure
Record Updated	Jun 2, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	130 LIBERTY ST, NEW YORK, NY 10007-1062
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Oberlin City
Unified School District	Oberlin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,936.00	$61,750 (+0.75%) Land $10,200 Building $51,550	$176,430 (+0.75%) Land $29,150 Building $147,280
2024	$2,936.00 (+34.13%)	$61,289 (+55.8%) Land $10,203 Building $51,086	$175,110 (+55.81%) Land $29,150 Building $145,960
2023	$2,189.00 (-4.83%)	$39,337 (+6.32%) Land $4,781 Building $34,556	$112,390 (+6.31%) Land $13,660 Building $98,730
2022	$2,300.00	$37,000 Land $4,780 Building $32,220
2021			$105,720 Land $13,660 Building $92,060

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OBERLIN WATER DEPARTMENT serves 8,600 people · EPA ID OH4700911
Water Source	Surface water
Last State Inspection	Mar 2026
Also Mapped Here	RURAL LORAIN CO. WATER A
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2024 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Breezeline Cable	1,000 / 50
Cable Co-op Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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