920 Kent Ave, Cumberland, MD 21502 Property Records

Allegany County property record for 920 Kent Ave, Cumberland, MD 21502

Property Summary

Property Type	Single Family Home
Details	1 ba · 996 sqft · built 1943
Lot Size	0.201 acres (8,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$138,000 (Oct 2022)
Tax Bill	$1,049 (2025)
Deeds & Mortgages	May 2023 Mortgage Oct 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`04-043332`

Property Details

APN / Parcel Number

Primary APN	`04-043332`
Alternative APNs	`4043332` `043332`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	996 sqft Total Area

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	8,750 sqft (0.201 acres)
Lot Dimensions	125 ft deep x 35 ft wide
Garage Type	Mixed
Garage Area	352 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	043332
Street Address	920 KENT AVE
City	CUMBERLAND
State	MD
Zip	21502-3728
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	8,750 SF LOTS 23-24 BLK 29 JOHNSON'S HEIGHTS ADD
Legal Subdivision	HEIGHTS ADD
Legal Block	29
Legal Lot Number	23,24
Jurisdiction	ALLEGANY MD
Township / Civil Division	4, CUMBERLAND
Census Block Group	1
Census Block	1047
Census Tract	600

Owner

Source: Allegany County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	920 KENT AVE, CUMBERLAND, MD 21502-3728
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
May 26, 2023	Deed of Trust, Mortgage · Conventional Mortgage FIRST PEOPLES COMMUNITY FCU
Oct 19, 2022	Deed, Transfer · Conventional Mortgage FIRST PEOPLES COMMUNITY FCU
May 23, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST PEOPLES COMMUNITY FCU
Jan 17, 2018	Deed of Trust, Mortgage · Conventional with PMI M&T BK
Feb 1, 2017	Grant Deed, Transfer · FHA Mortgage M&T BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2022 · Amount on Record
Deed Sale	Oct 19, 2022 · Amount on Record
Prior Sale	Feb 1, 2017 · Amount on Record
Deed Book / Page	2825 / 308
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGANY MD
Property Address	920 KENT AVE, CUMBERLAND, MD 21502-3728
Transaction Type	Mortgage
Record Updated	Jun 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 KENT AVE, CUMBERLAND, MD 21502-3728

Mortgage

Document Number	002882-0369
Date	May 26, 2023
Book Page	2882/369

Lender

Name	FIRST PEOPLES COMMUNITY FCU
Type	Credit Union
Address	CUMBERLAND, MD 21505

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 23, 2038

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ALLEGANY MD
Recording Date	Oct 19, 2022
Property Address	920 KENT AVE, CUMBERLAND, MD 21502-3728
Document Number	002825-0308
Book / Page	2825 / 308
Instrument Date	Sep 16, 2022
Transaction Type	Transfer
Record Updated	Oct 28, 2022
Title Company	NOT AVAILABLE, ELEVATED SETTLEMENTS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$690.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	920 KENT AVE, CUMBERLAND, MD 21502-3728

Mortgage

Document Number	0028250315
Date	Oct 19, 2022
Instrument	2825-0315

Lender

Name	FIRST PEOPLES COMMUNITY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGANY MD
Property Address	920 KENT AVE, CUMBERLAND, MD 21502-3728
Transaction Type	Mortgage
Record Updated	Jun 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 KENT AVE, CUMBERLAND, MD 21502-3728

Mortgage

Document Number	002784-0294
Date	May 23, 2022
Book Page	2784/294

Lender

Name	FIRST PEOPLES COMMUNITY FCU
Type	Credit Union
Address	CUMBERLAND, MD 21505

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 14, 2032

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGANY MD
Property Address	920 KENT AVE, CUMBERLAND, MD 21502-3728
Document Number	0023730120
Instrument Date	Jan 17, 2018
Transaction Type	Mortgage
Record Updated	May 2, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 KENT AVE CUMBERLAND MD 215023728, CUMBERLAND, MD 21502-3728

Mortgage

Document Number	0023730120
Date	Apr 16, 2018
Book Page	002373/000120

Lender

Name	M&T BK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2048

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALLEGANY MD
Recording Date	Feb 1, 2017
Property Address	920 KENT AVE, CUMBERLAND, MD 21502-3728
Document Number	0022750300
Book / Page	002275 / 000300
Instrument Date	Jan 17, 2017
Transaction Type	Transfer
Record Updated	Jun 15, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	920 KENT AVE CUMBERLAND MD 215023728, CUMBERLAND, MD 21502-3728

Mortgage

Document Number	22750307
Date	Feb 1, 2017
Book Page	002275/000307

Lender

Name	M&T BK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 31, 2047

Tax Assessment & Valuation

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Allegany County
Municipality	Cumberland City
Unified School District	Allegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$127,300 (+43.19%) Land $14,000 Building $113,300	$127,300 (+43.19%) Land $14,000 Building $113,300
2025	$1,049.00 (+26.84%)
2023	$827.00	$88,900 Land $14,000 Building $74,900	$88,900 Land $14,000 Building $74,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1996)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 1996 · Severe Storms And Flooding Assoc With Tropical Storm Fran

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 566 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
SkyPacket Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Crowsnest Broadband, T-Mobile.

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