920 Juniper Ave, Niceville, FL 32578 Property Records

Okaloosa County property record for 920 Juniper Ave, Niceville, FL 32578 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,620 sqft · built 1979
Lot Size	0.179 acres (7,818 sqft)
Owner	Individual Name on File
Last Sale	$333,000 (Jun 2022)
Tax Bill	$2,697 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-592-3089-6`

Property Details

APN / Parcel Number

Primary APN	`C56-000-592-3089-6`
Alternative APN	`05-1S-22-4351-000C-0060`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,620 sqft Heated Area
1st Floor Area	1,020 sqft
Upper Floors Area	600 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	7,818 sqft (0.179 acres)
Lot Width	68 ft Width

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	920 JUNIPER AVE
City	NICEVILLE
State	FL
Zip	32578-2117
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CREEKSIDE #2 LOT 6 BLK C
Legal Range	22
Legal Township	01S
Legal Section	05
Legal Subdivision	CREEKSIDE PH 2
Legal Block	C
Legal Lot Number	6
Jurisdiction	OKALOOSA FL
Township / Civil Division	NICEVILLE-VALPARAISO
Census Block Group	3
Census Block	3000
Census Tract	20900

Owner

Source: Okaloosa County records · APN C56-000-592-3089-6

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	920 JUNIPER AVE, NICEVILLE, FL 32578-2117
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2022	Warranty Deed, Transfer · FHA Mortgage UNIVERSITY LENDING GROUP LLC
Mar 18, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 13, 2022 · Amount on Record
Deed Sale	Jun 13, 2022 · Amount on Record
Prior Sale	Mar 18, 2020 · Amount on Record
Deed Document Number	3556902
Deed Book / Page	3627 / 1195
Record Updated	Jun 08, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jun 13, 2022
Property Address	920 JUNIPER AVE, NICEVILLE, FL 32578-2117
Document Number	0036271195
Book / Page	3627 / 1195
Map Reference	MB 5 PG 94
Instrument Date	Jun 08, 2022
Instrument	3556902
Transaction Type	Transfer
Record Updated	Jul 08, 2022
Title Company	BRIGHT LIGHT LAND TITLE COMPANY LLC, BRIGHT LIGHT LAND TTL CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,331.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1228 WHITEWOOD WAY, 1228, NICEVILLE, FL 32578-4216

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 JUNIPER AVE, NICEVILLE, FL 32578-2117

Mortgage

Document Number	0036271197
Date	Jun 13, 2022
Instrument	3627/1197

Lender

Name	UNIVERSITY LENDING GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2052

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Mar 18, 2020
Property Address	920 JUNIPER AVE, NICEVILLE, FL 32578-2117
Document Number	0034503180
Book / Page	3450 / 3180
Map Reference	MB 5 PG 94
Instrument Date	Mar 18, 2020
Instrument	3345708
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	OLD SOUTH LAND TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,715.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1007 WARD CIR, 1007, OVIEDO, FL 32765-7005

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 JUNIPER AVE, NICEVILLE, FL 32578-2117
Investor	Possibly a Property Investor

Mortgage

Document Number	0034503182
Date	Mar 18, 2020
Instrument	3450/3182

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2050

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Niceville City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,697.00 (+3.06%) Homeowner's exemption	$237,141 (+0.46%) Land $88,777 Building $148,364	$237,141 (+0.46%) Land $88,777 Building $148,364
2023	$2,617.00 (+46.94%) Homeowner's exemption	$236,059 (+34.89%) Land $71,812 Building $164,247	$236,059 (+6%) Land $71,812 Building $164,247
2022	$1,781.00 Homeowner's exemption	$175,005	$222,692 Land $68,392 Building $154,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910209003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 15 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	4 (1995–2004)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2004, tidal / storm surge, Hurricane Frances
Claims By Storm	Hurricane Opal, Oct 1995 · 3 claims

Wildfire

Wildfire Risk	Low above 5% of the US · above 4% of Florida
Wildfire Likelihood	About 1 in 6,250 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 283 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
LiveOak Fiber	Fiber	5,000 / 5,000
AT&T	Fiber	5,000 / 5,000
Cox Communications	Cable	2,000 / 100
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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