920 Jessamine Dr, Oswego, IL 60543 Property Records

Kendall County property record for 920 Jessamine Dr, Oswego, IL 60543

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,689 sqft · built 2006
Lot Size0.297 acres (12,929 sqft)
Owner2 Individual Names on File
Last Sale$365,000 (May 2020)
Tax Bill$12,039 (2024)
Deeds & MortgagesMay 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-10-482-001

Property Details

APN / Parcel Number

Primary APN03-10-482-001

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area3,689 sqft Living Area
Gross Area5,953 sqft
1st Floor Area3,689 sqft
Basement Area1,710 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Roof MaterialAsphalt
Lot Area12,929 sqft (0.297 acres)
Lot Dimensions134 ft deep x 96 ft wide
Garage TypeAttached
Garage Area554 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address920 JESSAMINE DR
CityOSWEGO
StateIL
Zip60543-7734
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 388 CHURCHILL CLUB PARCEL 6B VILLAGE OF OSWEGO
Legal SubdivisionCHURCHILL CLUB
Legal Lot Number388
JurisdictionKENDALL IL
Township / Civil DivisionOSWEGO
Census Block Group2
Census Block2036
Census Tract890103

Owner

920 Jessamine Dr is owned and occupied by two individuals who bought it in May 2020.

Source: Kendall County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address920 JESSAMINE DR, OSWEGO, IL 60543-7734
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 15, 2020 · Amount on File
Deed SaleMay 15, 2020 · Amount on File
Prior SaleMay 31, 2016 · Amount on File
Deed Document Number20208144
Record UpdatedOct 29, 2026

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENDALL IL
Recording DateMay 15, 2020
Property Address920 JESSAMINE DR, OSWEGO, IL 60543-7734
Document Number0000008144
Map ReferenceDOC 200400016315
Instrument DateApr 8, 2020
Instrument202000008144
Transaction TypeTransfer
Record UpdatedMay 11, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$365.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address920 JESSAMINE DR, OSWEGO, IL 60543-7734

Mortgage

Document Number0000008145
DateMay 15, 2020
Instrument202000008145
Lender
NameTHE ANDERSON FINANCIAL GROUP INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2050
Interest
Rate TypeFixed Rate
Rate3.62%

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKendall County
County SubdivisionOswego Township
MunicipalityOswego Village
Unified School DistrictOswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$163,387 Land $27,977 Building $135,410$490,161 Land $83,931 Building $406,230
2024$12,039.00
2022$127,464 Land $21,826 Building $105,638$382,392 Land $65,478 Building $316,914

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 920 Jessamine Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 920 Jessamine Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSWEGO
serves 38,169 people · EPA ID IL0930150
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Watch TV
Fixed Wireless
400 / 40

May also be available: Verizon.

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