920 Independence Ave, Mount Carmel, TN 37645 Property Records

Hawkins County property record for 920 Independence Ave, Mount Carmel, TN 37645

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,144 sqft · built 1971
Lot Size	124 acres (5,401,440 sqft)
Owner	Individual Name on Record
Last Sale	$128,500 (Jan 2021)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`037022B A 01800`

Property Details

APN / Parcel Number

Primary APN	`037022B A 01800`
Alternative APN	`022B A 01800`

Interior

Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,144 sqft Living Area
1st Floor Area	1,144 sqft
Basement Area	1,144 sqft
Finished Basement	572 sqft
Unfinished Basement	572 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1994
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	5,401,440 sqft (124 acres)
Lot Dimensions	224 ft deep x 126 ft wide
Terrain	Rolling
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	16 sqft
Deck Area	240 sqft
Patio Area	240 sqft
Utility Building	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	920 INDEPENDENCE AVE
City	MT CARMEL
State	TN
Zip	37645-3301
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 07, COUNTY AREA: U01
Legal Subdivision	CLARENCE PHILLIPS
Legal Lot Number	5 126
Jurisdiction	HAWKINS TN
Township / Civil Division	1
Census Block Group	2
Census Block	2002
Census Tract	50601

Owner

Source: Hawkins County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	920 INDEPENDENCE AVE, MT CARMEL, TN 37645-3301
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2021 · Amount on Record
Deed Sale	Jan 29, 2021 · Amount on Record
Deed Document Number	0001387348
Record Updated	Jun 8, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAWKINS TN
Recording Date	Jan 29, 2021
Property Address	920 INDEPENDENCE AVE, MT CARMEL, TN 37645-3301
Document Number	RB1387348
Book / Page	1387 / 348
Map Reference	CAB 2 SL 334-A
Instrument Date	Jan 29, 2021
Instrument	21000748
Transaction Type	Transfer
Record Updated	Jul 26, 2021
Title Company	ECU TITLE AND ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$475.45
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 INDEPENDENCE AVE, MOUNT CARMEL, TN 37645-3301

Mortgage

Document Number	RB21000749
Date	Jan 29, 2021
Instrument	21000749

Lender

Name	EASTMAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Hawkins County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hawkins County
Municipality	Mount Carmel Town
Unified School District	Hawkins County School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$35,375 (-) Land $5,750 Building $29,625
2023	$35,375 Land $5,750 Building $29,625
2021		$141,500 Land $23,000 Building $118,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 70% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FIRST U.D. OF HAWKINS COUNTY serves 19,972 people · EPA ID TN0000109
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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