920 Hayes Ave, Willoughby, OH 44094 Property Records

Lake County property record for 920 Hayes Ave, Willoughby, OH 44094

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 720 sqft · built 2003
Lot Size	0.072 acres (3,145 sqft)
Owner	Individual Name on Record
Last Sale	$152,000 (Aug 2008)
Tax Bill	$4,926 (2023)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-B-056-A-00-053-0`

Property Details

APN / Parcel Number

Primary APN	`27-B-056-A-00-053-0`
Alternative APN	`A 22`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	720 sqft Living Area
1st Floor Area	720 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,145 sqft (0.072 acres)
Lot Dimensions	85 ft deep x 37 ft wide
Garage Area	228 sqft
Parking Spaces	1 Parking Space
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	920 HAYES AVE
City	WILLOUGHBY
State	OH
Zip	44094-7132
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-60
Legal Description	LOT 2 & 3 DOUGLASS TRACT
Legal Subdivision	WILLOBEE ON THE LAKE NO. 2
Legal Block	4
Legal Lot Number	A-8
Jurisdiction	LAKE OH
Township / Civil Division	WILLOUGHBY
Census Block Group	3
Census Block	3010
Census Tract	201700

Owner

Source: Lake County records, as of December 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	920 HAYES AVE, WILLOUGHBY, OH 44094-7132
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2021	Deed of Trust, Mortgage · FHA Mortgage AMERIFIRST FINANCIAL CORP
Aug 25, 2021	Deed of Trust, Mortgage · FHA Mortgage AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2008 · Amount on Record
Deed Sale	Aug 1, 2008 · Amount on Record
Prior Sale	Sep 19, 2003 · Amount on Record
Deed Document Number	200821802
Prior Transfer Date	Apr 19, 2005
Prior Transfer Doc	0000016704
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	920 HAYES AVE, WILLOUGHBY, OH 44094-7132
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029783
Date	Aug 25, 2021
Instrument	2021R029783

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	920 HAYES AVE, WILLOUGHBY, OH 44094-7132
Transaction Type	Mortgage
Record Updated	Aug 25, 2022
Title Company	CAKE COUNTY ATTORNEYS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029784
Date	Aug 25, 2021
Instrument	2021R029784

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	49602

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Willoughby City
Unified School District	Willoughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$72,730 (+39.78%) Land $9,850 Building $62,880	$207,790 (+39.77%) Land $28,140 Building $179,650
2023	$4,926.00 (+50.6%) Homeowner's exemption	$52,030 (-) Land $7,900 Building $44,130
2022	$3,271.00 Homeowner's exemption	$52,030 Land $7,900 Building $44,130
2021			$148,670 Land $22,580 Building $126,090

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	11 (1978–1991)
Claims Outside the SFHA	3 of 11
Most Recent Claim	May 1991 · erosion

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Breezeline, Verizon.

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