920 Harvard St, Endicott, NY 13760 Property Records

Broome County and Union Town property record for 920 Harvard St, Endicott, NY 13760

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,260 sqft · built 1948
Lot Size	0.28 acres (12,231 sqft)
Owner	2 Individual Names on File
Last Sale	$100,000 (Aug 2008)
Tax Bill	$2,928 (2026)
Deeds & Mortgages	May 2021 Mortgage
APN	`034689 140.20-6-31`

Property Details

APN / Parcel Number

Primary APN	`034689 140.20-6-31`
Alternative APNs	`468914002000060310000000` `46000417540`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,260 sqft Living Area
1st Floor Area	840 sqft
Upper Floors Area	420 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Cape Cod
Exterior Material	Stucco
Lot Area	12,231 sqft (0.28 acres)
Lot Dimensions	151 ft deep x 81 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Patio Area	32 sqft
Canopy	200 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	46000417540
Street Address	920 HARVARD ST
City	ENDICOTT
State	NY
Zip	13760-3801
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	US-F
Legal Description	R1 0030J4000E43X0000000
Legal Subdivision	WOODLAWN GARDENS
Legal Block	6
Legal Lot Number	31.000
Jurisdiction	BROOME NY
Township / Civil Division	UNION
Census Block Group	2
Census Block	2007
Census Tract	13301

Owner

920 Harvard St is owned and occupied by two individuals who bought it in August 2008.

Source: Broome County and Union Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	920 HARVARD ST, ENDICOTT, NY 13760-3801
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2008 · Amount on File
Deed Sale	Aug 12, 2008 · Amount on File
Deed Book / Page	2239 / 281
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROOME NY
Property Address	920 HARVARD ST, ENDICOTT, NY 13760-3801
Transaction Type	Mortgage
Record Updated	Jun 4, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 HARVARD ST, ENDICOTT, NY 13760-3801

Mortgage

Document Number	0040140820
Date	May 21, 2021
Book Page	4014/820
Instrument	202100013841

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	217 Months
Due	Jun 1, 2039

Tax Assessment & Valuation

The 2026 property tax bill for 920 Harvard St was $2,928 with a homeowner's exemption, up 7.3% from the year before.

Source: Broome County and Union Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Broome County
County Subdivision	Union Town
Unified School District	Union-Endicott Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,928.00 (+7.29%) Homeowner's exemption
2025	$2,729.00 (+6.64%) Homeowner's exemption	$2,600 Land $600 Building $2,000	$93,500 Land $21,577 Building $71,923
2024	$2,559.00
2023		$2,600 Land $600 Building $2,000	$75,145 Land $17,341 Building $57,804

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 920 Harvard St; there have been 47 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 27 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	47 (1979–2011)
Claims Outside the SFHA	28 of 47
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 32 claims Severe Storms And Flooding, Jun 2006 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 920 Harvard St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ENDICOTT MUNICIPAL WATER WORKS serves 45,000 people · EPA ID NY0301665
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Empire Long Distance Fiber	1,000 / 100
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20