Orange County property record for 920 Hardwick Ave, Orlando, FL 32825
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,227 sqft · built 1957 |
| Lot Size | 2.37 acres (103,237 sqft) |
| Owner | Individual Name on File |
| Last Sale | $218,000 (Nov 2014) |
| Tax Bill | $4,144 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-22-31-6352-08-090 |
| Primary APN | 20-22-31-6352-08-090 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 2,227 sqft Living Area |
| Gross Area | 2,793 sqft |
| 1st Floor Area | 2,087 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 103,237 sqft (2.37 acres) |
| Garage Type | Carport |
| Garage Area | 240 sqft |
| Carport | Carport |
| Carport Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Florida Room |
|---|---|
| Porch Area | 606 sqft |
| Deck Area | Deck Area |
| Storage Building | 2,000 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 920 HARDWICK AVE |
|---|---|
| City | ORLANDO |
| State | FL |
| Zip | 32825-6639 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-CE |
| Legal Description | ORLANDO IMPROVEMENT CO NO 3 S/100 THE N1/2 OF LOT 9 BLK H |
| Legal Range | 31E |
| Legal Township | 22S |
| Legal Section | 20 |
| Legal Subdivision | ORLANDO IMPROVEMENT CO NO 3 |
| Legal Tract | 6352 |
| Legal Block | H |
| Legal Lot Number | 9 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | UNION PARK |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 16723 |
920 Hardwick Ave is owned and occupied by an individual who bought it in November 2014.
Source: Orange County records, as of April 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 920 HARDWICK AVE, ORLANDO, FL 32825-6639 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 9, 2022 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Jul 7, 2020 | Deed of Trust, Mortgage · VA Mortgage USAA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 13, 2014 · Amount on File |
| Deed Sale | Nov 13, 2014 · Amount on File |
| Prior Sale | Jul 29, 2008 · Amount on File |
| Deed Document Number | 2014581312 |
| Deed Book / Page | 10835 / 173 |
| Prior Transfer Date | May 11, 2007 |
| Prior Transfer Doc | 0000590725 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 920 HARDWICK AVE, ORLANDO, FL 32825-6639 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2022 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 920 HARDWICK AVE, ORLANDO, FL 32825-6639 |
| Document Number | 0000159027 |
|---|---|
| Date | Mar 9, 2022 |
| Instrument | 20220159027 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 920 HARDWICK AVE, ORLANDO, FL 32825-6639 |
| Document Number | 0000496608 |
| Instrument Date | Jul 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 920 HARDWICK AVE ORLANDO FL 328256639, ORLANDO, FL 32825-6639 |
| Document Number | 0000496608 |
|---|---|
| Date | Sep 23, 2020 |
| Instrument | 496608 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 22, 2050 |
The 2025 property tax bill for 920 Hardwick Ave was $4,144, up 5.5% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $285,717 (+2.7%) | $443,660 (-1.95%) Land $133,500 Building $310,160 | |
| 2025 | $4,144.00 (+5.47%) Homeowner's exemption | $278,205 | $452,500 Land $133,500 Building $319,000 |
| 2024 | $3,929.00 (+7.44%) | ||
| 2023 | $3,657.00 (+32.07%) Homeowner's exemption | $262,489 (+27.24%) | $422,739 (+46.88%) Land $133,500 Building $289,239 |
| 2022 | $2,769.00 Homeowner's exemption | $206,300 | $287,815 Land $103,500 Building $184,315 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 920 Hardwick Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 920 Hardwick Ave is low, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable | 1,000 / 1,000 |
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